Hi Everyone! It’s been a few weeks since we’ve talked… But a couple days ago I had a call from a new mother trying to get insurance for her 3-month old daughter… I thought I would share the experience I had with her and tell you how she came to this point… So when she was still pregnant she spoke with her insurance company about having a baby and whether or not the baby would be covered… The insurance carrier told her that her baby would be covered for 30 days… BUT, what they failed to mention was that they would cover the baby for 30 days only if she adds the baby to the policy within those first 30 days… Watch the video because I explain what happened and what her options were…

When considering a health insurance policy… find out if they cover your pre-existing condition. A pre-existing condition doesn’t mean you can’t get health insurance. Determine the severity of your condition and determine if you are ok with a plan that wont cover it. Talk to a professional insurance broker about what plans may be available for you. Check out 50 Health Issues That Count as a Pre-existing Condition from Money.com

If you have a marketplace plan and you are turning 65 soon or maybe you already turned 65… get your medicare all set up. If you delay your medicare enrollment you might have a huge gap in coverage in the future. THE RISKS YOU RUN Your carrier may find out that you’re eligible…

What Will Happen to the ACA with the New Administration in Congress So much has happened but so little has been accomplished. …

Are you doing your marketplace (Healthcare.gov) application soon? Know what type of income is counted toward your eligibility for Advanced Premium Tax Credits (APTC). Open Enrollment will be November 1 through December 15 this year We have a shorter period of enrollment. Be prepared before you dive in. Contact us today. Resources www.healthreformbeyondthebasics.org www.healthcare.gov

Need Dental Insurance? The Best Dental Plan for Major Services is Manhattan Dental! Who wants to talk about Dental Insurance? I do! We have the best product for major services! Manhattan Life Dental. Here are some bullet points on why Manhattan Life Dental has the best and most comprehensive…

Well good news for all who are medicare eligible. You will no longer see your social security number printed on your Medicare card. Identity theft is a real problem and they’re finally correcting an obvious issue that puts people at risk. …

If you have a grandfathered plan now you probably already know it, but just in case you don’t, here is what it means. Grandfathered Health Plan - HealthCare.gov Glossary Learn about grandfathered health plans by reviewing the definition in the HealthCare.gov Glossary.www.healthcare.gov On March 23, 2010, then president Obama, signed into law the Affordable Care Act. Any plans purchased before that date are called “grandfathered” plans. If you’ve…

Single-Payer Healthcare System Regardless of what side of the aisle you sit on, it’s obvious that the current state of the U.S. healthcare system is not the greatest. Many have benefited from the ACA and many have suffered. California is leading the way toward a single-payer healthcare system. …