Micromoney — Big Data Platform for banking and microfinance organizations

MicroMoney, a global FinTech company, focuses on the Big Data platform for banking and finance organizations and microfinance in the lending industry. MicroMoney began operations in 2015 and has grown into a fast growing company with more than 200 employees across offices in Singapore, Thailand, Myanmar and Cambodia.

MicroMoney provides premium micro-finance services for low-income, unrestricted and unrestricted customers in Asia without collateral requirements.

We use an innovative Big Data approach with our own proprietary assessment platform based on artificial neural networks that enables us to make easy procedures with the shortest processing time for approval of loan applications.

For example, we use data collected from mobile phones or customer computers to assess the scores of potential borrowers.

Two billion people lack access to banking services. 500 million mothers and fathers struggle financially to feed their children. We are the First Blockchain Credit Bureau and Transparent Social & Green Micro Finance.

Global issues
100 out of 196 countries worldwide serve as the home for 2,000,000,000 people who have no money, who only use cash, have no credit history and do not have access to financial services. It’s important to note that most people use their smartphones and social networks on a regular basis.

This is a huge amount of new data and a large number of new potential clients. Financial institutions have no information about their clients and creditworthiness, so they do not want to take risks to serve these people. However, these people still need funds and of course the business still needs new customers to survive in the competition!

We are here to help these unfortunate 2 billion people to explore The New Global Crypto Economy!

MicroMoney is a professional team that has the capacity to work in emerging markets where all established banks can not operate, and even if they decide to be there, they are not innovative enough to survive in this environment.

Our solution
MicroMoney is an Open Source Credit & Big Data Bureau that connects new customers with all available financial services. MicroMoney A.I. platforms use complex algorithms to predict the credit worthiness of all customers and in just 15 minutes borrowers can obtain their first loan in life only from their smartphones.

All customers have the ability to pay less interest and have a higher credit rating, if they use our platform more often. All Big Data and Aggregate Credits are stored in Blockchain. Thousands of existing businesses will gain access to the millions of new customers we will bring to the global economy.

We are growing
A multi trillion dollar business with huge growth potential! The demand for our kind of financial inclusion is enormous and increasing. We can add more than 7 trillion dollars in annual volume of Crypto Global Economy.

MicroMoney benefits include:
Future Growth — Worldwide expansion — more than 100+ countries in the world with huge demand for our services Powered by Ethereum
Your credit history in blockchain — Transparent, Auditable, Set with verifiable cryptographic code.
Financial inclusion — Add 2 billion people in the global crypto economy worldwide
Open Source — Micromoney believes in maintaining open source and free software models
Digital Identity — Create a growing virtual identity with you and your funds
Smart contract — Quick, no mediator, reliable.

Partner MicroMoney :
Civic, To improve borrower’s identification & verification.
Everex, Cross-border payment system. Getting crypto-cash for our borrowers.
COSMOS, Network and a framework for interoperability between blockchains.
Uport, Global, unified, sovereign customer’s identity system.
Tether, Alternative Payment system.
GOLEM, Decentralized supercomputer. Deploying AI for our scoring and risk analytics solutions.
Hive, providing funding for our SME customers.

Token MicroMoney
This token is an integral part of the MicroMoney ecosystem and can be used as a means of internal payments or to gain access to MicroMoney services. The token model is built in such a way that our clients want to use it frequently, thus creating a higher demand for tokens.

Token Details
Symbol: AMM
Total inventory (distribution Token): 60,000,000
Plan to collect: $ 15,000,000
Hard cap: $ 30,000,000
Initial price of 1 AMM = 1USD

Adjustable 100% pre-mined. Any unsold tokens during Token distribution will be burned.
Token type ERC20.
Can be sold before Token distribution finishes No, all tokens can be sold only after the Token distribution is complete.

Distribution Token:
84% Sell Token
8% Team MicroMoney
4% Advisor
4% Bounties

Team MicroMoney
Sai Hnin Aung — Co-founder, COO
Anton Dzyatkovskiy — Co-founder, CIO. Everex, lending director (raised $26 mln)
Oknha Sorn Sokna — SONATRA Group, Cambodia, Financial Adviser for Prime Minister of Cambodia, Shareholder
Mr Tetsuji Nagata — SONATRA Group, East Wing Capital. 11 years in Bloomberg. 29 years in Finance, Shareholder
Mr Yoshiyuki Taira — Grand Corporation Osaka. Japan, Director of Grand Corporation Osaka, Shareholder
Mr Yojiro Tsutsumi — Grand Corporation Osaka. Japan, Director of Grand Corporation Osaka, Shareholder
Pasan Madhawa Edussuriya — Director for Micromoney Sri Lanka, Prosperous Capital & Credit Limited. Sri Lanka
Fransiskus Djaka Purnama — Director for Micromoney Indonesia, Indonesia Microfinance Association (IMA), Indonesia 
China Muoka — Director for Micromoney Nigeria, Afrofinancial, consensys.net, Nigeria
July Phoo — MicroMoney Myanmar, COO
Bhannathorn Sangsuk — MicroMoney Thailand, GM
Tin Htut Aung — MicroMoney Myanmar, IT
Malsha Thilakarathne — MicroMoney Sri Lanka, Operations Manager
Vivian Sukamto — MicroMoney Indonesia, Operations Manager
Sendy Inka Casella — MicroMoney Indonesia, Country Representative
Nikhole Tecson De Vera — Micromoney Philippines, Country Representative
Aung Pyay Thein — MicroMoney Myanmar, HR
Vladimir Sumarokov — A.I. Neural Network & CRM developer

For more information about MicroMoney, see below:
Website: https://micromoney.io
Whitepaper: https://micromoney.io/MicroMoney_whitepaper_ENG.pdf
Facebook: https://www.facebook.com/micromoneymyanmar
Twitter: https://twitter.com/micromoneyio
Telegram: https://t.me/micromoneyico
Instagram: https://www.instagram.com/micromoney.io
Medium: https://medium.com/@micromoney.io
Whatsapp: https://chat.whatsapp.com/DP5XsCwjd8H0OoY4b4EmD

Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=998930

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