How do you get your FICO score for free?

How do you get your FICO score for free?

i went to the Experian website and got a free report of my credit history. Federal law allows me to get 1 FREE report / year. But they asked me to pay to get my score :-/ any idea on how i could get it for free? Thanks

Answer : I suggest that you visit this web site where one can get from different companies: http://personalcreditsolutions.info/index.html?src=MEDFEBEil6Et1o .

Related :


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“”
 Is 527 a really bad credit score what do i need to do to make it better?
 i have no ccjs or defaults just 2 missed payments and im not on the electrol roll what do i need to get up to till i can get things like contract phones and credit cards
“”
 Whats the cheapest way i can find out my fico score?
 i was thinking about getting the suze orman kit, if i did Myfico .com should i choose trans union or equifax ? i do already have a coupon code””
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 I’m looking for a (REAL) free credit report website. If it only costs .25 cents its not free.?
 
“”
 Bankruptcy and school loans?
 I understand that school loans are not discharged with bankruptcy unless you can show hardship. I just graduated in Feb, but i have been unemployed for 2 years because i was laid off for my availability for going to school. Now that I am done with school I am not able to get hired. My school was a scam and was not accredited in the program I chose which I did not know. No hospital will hire me unless I am certified and because of the non accreditation I am not even allowed to take any bored exams. My school is currently being sued by former students for this reason. So not only am i unemployed but I can not become employed therefore I can not make these payments for the loans. I also don’t want to be stuck paying money for this if i cant even get hired its completely unfair. If i can explain this to a judge will i have any luck getting my loan completely discharged? I already wasted 2 yrs on school i am not about to pay over 60 grand towards nothing. please someone has to have an answer for me.””
“”
 I have a really bad crdit rating.But I need a loan with no fuss?
 I need a wesite that will give me a loan in the uk real quick.
“”
 “”How much intetest is charged on $1,000 credit card balance with 24% interest rate?
 
“”
 Question about payday loans?
 does anybody know a payday loan company who are quite easy to get a loan from?
“”
 Are those online mortgage calculators accurate?
 I just checked out an online debt-to-income calculator and it says I have a 19%. This I know is correct as the figures are very straight-forward. This is a good sign, right? Also, I have made an appointment with my bank’s mortgage originator for tomorrow afternoon. I’m just very nervous about what I’ll learn there and I’m hoping for some reassurance. So thanks!””
“”
 Are there Loan sharks in Philly? There are no payday loans here and I need a loan for 6000. will to pay the necessary interest.?
 
“”
 Are there alternatives to bankruptcy?
 My husband and I are at the point where we have started the initial proceedings for filing chapter 7 bankruptcy. We do not want to do this. Life has happened and the debt is so far gone wage garnishment proceedings have begun/ We have also tried working out a payment plan with the creditors but they are unwilling to do anything that we can afford. Is there something else that we can do? We have no problem with hiring a lawyer to help us, we just really do not want to have to file chapter 7 bankruptcy.””
“”
 How long should you be employed before qualifying to refinance an auto loan?
 I would like to lower my monthly payments by refinancing my auto loan. I have a good credit score to refinance (700s). I was recently unemployed (from October to February). However, I am about to start a new job this March 1. How long should I be employed to qualify for an auto loan refinancing? (if there is such a requirement) Thanks, I appreciate it.””
“”
 “”Student loan and bankruptcy, can it be discharged?””
 I KNOW federal loans can’t be discharged, but I am talking about a PRIVATE student loan from Sallie Mae (the Tuition Answer Loan) It states on the site that it is not guaranteed by the government at all, etc etc. I was told that as long as the long is not backed by the government (the government didn’t lend you the money..) then you CAN discharge it in bankruptcy. I’m not filing bankruptcy, I just want to know for a future reference. Not that I plan on it, but just in case things went bad and I couldn’t pay it back..I owe Sallie Mae like 40,000 dollars in private loans…””
“”
 What is MORTGAGE to GDP ratio??
 wat is mortgage to GDP ratio and wat does mortgage pentration mean????????????
“”
 What requirements are there for a preapproved auto loan?
 
“”
 “”How much of a home loan would I qualify for making $40,000 a year?
 
“”
 Bankruptcy filing before marriage?
 I do understand the ramifications of the credit, but I have also heard that once you are married and you try to file CH 7 then they take your whole house income which would probably eliminate me for being eligible for ch. 7, even though none of the debts are my fiance, or soon to be wife’s. Am I understanding this correctly?””
“”
 A 690 credit score already? How is that possible?
 So i am very happy but in shock. yesterday i called free credit report.com customer service because they charges me 14.95 for a credit score i didnt have. I had just got my first student credit card back in october decided to sign up for free credit report.com because I was hearing that dam song in my head and couldnt help but sign up even though I havent even had my first payment, make a long story short. when i called to cancel my membership yesterday, today i logg into the free credit repoort.com and they asked me if i wanted to stay and reactivate my membership ofcourese i clicked no, it took me to my home page and bam there was my score. it said 690 i couldnt believe it. i was told it takes 6months to obtain a credit score. it had my old balance though from last month but i was so happy because 690 is prettu good. isnt that wierd?””
“”
 Anyone out there have a bankruptcy & foreclosure?
 Just met with the bankruptcy atty and he suggested on a Ch.7 and let the bank foreclose on our home…given our current ITD ratio, owing more than we can sell the house for and what our monthly mortgage + HELOC payment plus $70k in CD. We cannot afford it. He claims that the ramifications of both will be the same either way. I thought about seeing another lawyer for a 2nd opinion. Just wondering if anyone else out there had filed for bankruptcy & had a foreclosure go with it? How have you recovered? I don’t need anyone telling me not to do the forclosure (not an option at this point) just looking for people with honest answers who might have been in the same postion. NO judgements, no smart remarks, please.””
“”
 How do i declare bankruptcy?
 
“”
 Is giving your credit card number over a phone sex line safe?
 I phoned a phone sex line last night and gave my credit card number to pay for it. How safe do you think it is?
“”
 Can i get a good interest rate on an auto loan with this experience?
 I have paid off an 06 kia (got with the help of a cosigner), now i don’t have a cosigner and i’m going to have to go through a dealership. Can i haggle for a good interest rate like 7 or 8% since i have already paid for a car. the problem is that is my only line of credit in my history which is why i couldn’t get a loan through a CU””
“”
 “”I have an existing auto loan, but want a different vehicle?””
 The KBB value (private party) of my car is $7,990, and I owe $8,300 still. The dealership trade-in value is a mere $6,075. There is nothing wrong cosmetically or mechanically with the vehicle. What are my options as far as trading in this car for one of lesser value so my payments aren’t as big? I’m paying $230/mo right now. I’d like to bring it down to the $150-$170 range.. I know I could sell it private party and pay off the loan, with +/- $500 existing on the $8,300. So that way I could pay off one loan and swap it for another. What would happen of I trade it in to the dealership for $5,500-$6,000, and still have over $2,000 existing? Could the bank tack that on to a new loan? Or isn’t it that simple? I have a decent credit score (700+) and have never been late on a payment on any of my accounts. I’ve had the auto-loan since September 0f 2007. Thanks””
“How do you get your FICO score for free?

i went to the Experian website and got a free report of my credit history. Federal law allows me to get 1 FREE report / year. But they asked me to pay to get my score :-/ any idea on how i could get it for free? Thanks


 What does interest payments mean for a credit card?
 Is this a good or bad thing ?
“”
 What are the required details for credit card transaction?
 some sites doesn’t request what other sites request. what are the required details for credit card transaction & is it enough saving only the PIN from hackers. can transaction happen with incorrect billing address
“”
 Can I get a auto loan with a 597 credit score?
 My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, pay my bills on time, etc. in other words I grew up. I know its still low. Now I’m in the market for a new/used auto, and wondering If I could get preapproved for a loan. I was thinking maybe Capital One………..I would prefer not to go through the stealership…………any info……..thanks””
“”
 What if I obtain a good paying job before bankruptcy is discharged?
 My husband and I have been unemployed for over five months. We were struggling financially before we lost our business in December due to illness. My husband has now found a good paying job and our bankruptcy doesn’t discharge for another month. Will they void our bk and make us pay or even attach his wages. What will happen?
“”
 How much can a bankruptcy trustee take from my 2009 income tax?
 I filed for bankruptcy in august 2009 just went to court in october 2009 and the trustee informed me when we file our taxes in january we need to get them to him to see if he can take them. How much can he take and what is exempt(i.e.earned income credit, child tax credit)””
“”
 Immigration and Bankruptcy?
 Please, do not send me any web links to law firms or attorneys websites. I already have a lawyer. I do not trust anyone who wants my money, thus, the reason I am asking these questions on yahoo answers. I want an answer from someone who has been through this. I am thinking of claiming bankruptcy (Chapter 13). My wife is originally from China and she is now a U.S. permanent resident. My question is, if we claim bankruptcy (Chapter 13) will me or my wife have any travel restrictions (Will we have problems leaving the U.S if we need to)? If we wanted to sponsor my wife’s parents to come to the U.S. would it be a problem because of our financial situation? Please only respond if you have accurate information or have lived through this situation already. Thank you in advance.””
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 “”Mortgage rate: 5.35%, am I getting ripped off?””
 We have an excepted offer on a house, and have been doing all the loan paper work and are supposed to close on the house mid to end of may. But I don’t know if the interest rate we were given is a rip off? FHA fixed 5.35%. We both have pretty good credit in the 750’s each. The home we are buying is in minnesota and the mortgage company is out of California. We went with this mortgage company because the home is a forclosure and they stated in the agreement if we went with them they would pay closing cost but if we went with anyone else the closing cost wouldn’t be part of the agreement. And we really like the house and have been looking for 2 years, so we went with them. Is this a normal interest rate as of right now? Because I’ve seen a lot of advertisement for under 5% FHA fixed, even wells fargo had 4.85%. But I am new at this so I am not sure how it all really works.””
“”
 Where can I get a fake credit report?
 I’m trying to rent a place and they just want to see one, they aren’t going to run it. My credit isn’t awful but there are things on there from a few years ago that isn’t going to look good. I have a great job as does my wife and we can afford to pay for this house, it’s just that my report is going to be what keeps us from getting it.””
“”
 Does anyone know any banks right now that will finance buyers with no auto loan history?
 My credit is limited i have to high limit credit cards , and thats it they are always paid on time with over 90% availability. My income is fair enough and time on job as well.””
“”
 Which company provide credit report online without payment.?
 which company provide credit report online without payment. I have been looking an the once i saw request credit card payment and i want free credit report.
“”
 Best way to save and earn money?
 I have about $5000 I would like to put away for a year and was wondering what would be the best way to make a decent return on it. From what I read it seems to be a CD but I was wondering if anyone else had any other ideas.
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 My credit report rating does not show all my past bank accounts and addresses. Does this matter?
 I just got a copy of my credit report. There are however 2 accounts which are not showing. These were accounts that I opened around 10–15 years ago and have pretty much laid dormant for a long time. is there any chance that other lenders will be able to view these if they aren’t showing on mine? the reason i ask is because one of those dormant accounts was closed due to inactivity around 6 months ago and still had 100 owed on it. i would therefore rather not have it show! thanks
“”
 “”If you’ve never had a credit card and someone does a credit check on you, what will come up? ?””
 I’m 20. I live on my own and my landlord didn’t ask for a credit check or anything, I got lucky. But now I am looking for a different apartment. I think I found one I like but they require a credit check. I have never had a credit card, only a bank card. What will happen when they check my credit?””
“”
 “”Car wrapping, is it legit?””
 I need money this upcoming Fall Semester, and I’ve heard that some companies will pay you money to have your car wrapped with their advertisements. I’ve also heard that it’s a huge scam. Does anyone have any insights or know where to go to apply for this sort of thing? Thanks.””
“”
 Do I get my car back after i got pulled over for revoked plates but i bought it and paid for a engine?
 I bought this car from my sis n law and i didnt get a title because they had to get it from bankruptcy and i had already paid them and i paid 700 for an engine and they wont give the money back for me buying it but they have the car because i got pulled over in it and the plates were revoked and they wont give me the car back.WHAT SHOULD I DO
“”
 A credit card for no credit?
 what credit card would be good for me because I have no credit and visa and american express wont give me one because i have no credit
“”
 Paying off auto loan thru my ira. account good or bad idea?
 unemployed and having problem with my mounthly payments.
“”
 The best way to re-establish credit after bankruptcy?
 
“”
 Bad Credit Loans & Credit Repair?
 I am looking for a LEGITIMATE company to get a bad credit loan through. I have an ex that destroyed my credit, I would like tom look into credit repair. Maybe even get one loan and pay off all my small ones. I’d love suggestions! Thank you =)””
“”
 Auto Loan cosigner question?
 I’m looking to buy a used Ford Escape priced at 18k. I’m 20 and have some student loans and credit cards that are kept up with, I dont miss payments and though I don’t have a long credit history, what I do have is good. I can’t seem to find a place that will work with me without a cosigner. (I’m a server while I’m in school, so my income isn’t dependable””””) I talked to a place that told me they just needed a cosigner that could show more income on the loan. My fiance is the same age as me””
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“”
 Sale of a property with no mortgage O/S?
 If i sell a house and i sell it for 100,000 with no mortgage o.s to pay on it how much should i expect to be left with after solicitors fees? I have inherited a house and i will be selling it eventually but that is what i can get for it in a valuation. And i was wondering how much i would be left with to buy another property. Could someone help. 10 points for best answer…….thanks””
“”
 Can I file for bankruptcy in WI if I have a foreclosure in FL?
 
“How do you get your FICO score for free?

i went to the Experian website and got a free report of my credit history. Federal law allows me to get 1 FREE report / year. But they asked me to pay to get my score :-/ any idea on how i could get it for free? Thanks


 Is it bad to use my credit card for small purchases?
 I have a card that gets me points for every dollar I spend, and even more points for every item I buy. If I buy a whole bunch of 1 dollar purchases, will I wrack up points, or will I wrack up bad credit. Is it a bad thing to use a credit card as an everyday source of money (I do pay it off on time and am never overdue, paying the bill entirely each month) Thanks””
“”
 If a purchase a car for less than what i was approved for what happens to the left over amount?
 I got approved for a used car loan through Navy Federal for $8,400. This would be my first time owning a car. If i decide to buy a car for $7,500, what happens to the $900 left over from what I was approved? I’m asking this, because I need to get the vehicle insured and registered, and I’m not exactly able to come up with $800–900 out of thin air to do so. I was wondering If the bank would include the tax, tag, and title in the loan?””
“”
 Where is somewhere I can go online to get my credit score for free?
 I went to freecreditreport.com but they want a bank account number and then I have to cancel it. It just seems to me if its a free credit report I shouldn’t have to use my bank information. Thanks for your help.
“”
 Free credit report Free?
 Why is it so difficult to bring up the free credit report? Every time i try to pull the free report up, they ask to pay that’s not free.””
“”
 How does credit card interest work?
 Forgive me for being clueless, but no one in my personal life can get me to comprehend how exactly a credit card works. I’ve searched fruitlessly on the internet for answer, but they still me lost. So hopefully someone here can help me. First off, I have no prior experience with credit, so I’m going to get a secured card where I can build my credit. — BUT, I have no idea how this stuff works. Okay the annual fee I understand. But the interest how is it applied? Say I use my card and make a purchase of $100, and the card I have has an interest of 1.98% How does it work? When I get my bill I’ll be charged $100+ 1.98%? Or is the interest applied if I don’t pay it on time? Can anyone please give me some beginner card holder pointers that are SIMPLIFIED to the extreme?””
“”
 Is online dating verification a scam?
 tryin out online dating, many girls giv me a link to their personal website that asks for my credit card info to verify my age,is this a scam or is it legit?Im asking because ive come across so many to the point where im wondering if its actually legit,they all say free n none say they charge,seems legit””
“”
 My credit score is 600 due to many inquiries in last 2 years. All my accounts are always on time and neverlate
 I do not own a home. Being Active Duty Navy and always moving around I havn’t bought a home yet so no mortgage, I do rent however. The two problems are neg. equity for current car and low score because of enquiries. I told the manager I havn’t missed a payment since I’ve had the car(5 years) and they couldn’t help me out. I am in Newport and travel to Maine(6 hours) every weekend because of family problems and my grandparents are terminally ill. I can’t afford to be stranded from work, and especially from home.””
“”
 Can waiters cut the credit card ?
 I’ve seen it on sitcoms, waiters cut the credit card with scissors when It gets denied. Are they really entitled to do that upon denial or its just TV ?””
“”
 “”When filing for Chap 7 Bankruptcy, under Schedule J”””” which is the correct way to do this?””””””
 When filing for Chap 7 Bankruptcy, under Schedule J”””” do I enter all expenses that I incurred in the past 6 months even if I don’t think that they will continue AFTER the bankruptcy? For example””
“”
 Cash Advance APR.. how to figure out how much I’ll get in interest?
 So I need to get $1,300 to drop on an apartment deposit and first month’s rent (I don’t have it off the bat, and I can’t get a loan! I hate being a student..). I already have a balance of $1800 on my card, and my APR is real low, like 12% I think. Since there are no promos right now or checks with my bank statement, I think I’m going to have to go to an ATM and withdraw this money (AHH!!!). The APR on Cash Advances is 19.99%. So I figure that as I’m paying off my balance, the money will go to the lower interest balances before the higher (thanks lenders). How do I figure the interest on this $1300? I can’t figure out the math. And, does anyone have any other suggestions on how to do this smartly? I’m feeling pretty stuck. Thanks!””
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 #repost
 
“”
 I want to know my credit score?
 
“”
 I filed Chapter 7 bankruptcy last year. Do I need to reflect this on my tax return? What steps should I take?
 
“”
 Bankruptcy and divorce?
 Can you file chap 7 in california after a divorce judgment to protect your wages?
“”
 Can you open a checking account with bad credit?
 No previous outstanding checks not paid. Just credit cards never paid””
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“”
 What is the best online site to get a copy of my credit report that is detailed!?
 In process of organizing finance to purchase house and need a copy of my credit report to see any negative info or reporting that I need to fix. I live in Arizona and would like to know the best site for the most detailed report that is accepted by all creditors. Thank you
“”
 Looking for PROS & CONS of buying a Manufactured or Modular home.?
 I’m in California where we all know the cost of homes is outragious. This is another avenue I’m considering. I’ve seen a few models so far and they look good. I hear that just like with cars, brands differ in quality. Has anyone had any experience with this type of home? I realize the land will have to be purchased before buying or tear down a previous house. Also, do they appreciate or depreciate in resale value?””
“”
 Is it best to wait out bad debt or file for bankruptcy?
 
“”
 “”There are so many mortgage lenders, how do I find the best rate without messing up my credit rating?””
 I also should have said that I have asked a handful of lenders already if I can provide them with a copy of my credit report instead of them asking for it, and they have all said THEY need to request it directly. Is this an unusual policy, and should I automatically avoid lenders who do this? One of them was my bank, Bank of America, so I assume they are trustworthy…””
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 #repost
 
“”
 Tried everything cant find a personal loan?
 Hi I have tried everywhere and i cant find a perosnal loan i know my credit is not good but i have been working on that i also have a really good job just trying to get a small perosnal loan if you have any advise please let me know thankyou so much
“”
 1.Can a non-U.S citizen cosign an auto loan?2.What r the auto financing requirements for a non-U.S citizen?
 Any help would be greatly appreciated. Thanks.
“How do you get your FICO score for free?

i went to the Experian website and got a free report of my credit history. Federal law allows me to get 1 FREE report / year. But they asked me to pay to get my score :-/ any idea on how i could get it for free? Thanks


 #repost
 
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“”
 Paying of an auto loan?
 well, I just got disconnected trying to ask my bank this question… so here goes. I have 15K left to pay on my car, payments are about $600/month with about $80 of that being interest (4 years down, 2 years to go on the loan) I would like to transfer 10K from my checking account over to my auto loan account (both accounts with same bank). is this a good thing to do without calling for a payoff balance? The reason I’m wanting to transfer funds is to lessen the $80 or so interest for the next few months. If I get the balance on my car loan from 15K to 5K, will I still be paying $80 of interest until it is paid off? If so, I guess it makes sense that I just wait until I have enough to pay the whole thing off? so, in a nutshell…I’m wondering if it’s better to pay 2/3rds of my loan off now, or better to wait until I can pay the whole thing off…””
“”
 “”Renting out a house, Wells fargo home mortgage?””
 hello, I am thinking about renting out my house, but i have a mortgage on it. Currently i am at 84.2% loan to value and my mortgage is a fixed 15 year loan through Wells Fargo. Is there any issue or problems with renting my house out per the mortgage company? I have contacted them, but they need to send me a form to fill out (5–7 days US Snail Mail) and then they will review. I am just looking for a rule of thumb, hunch, ballpark answer. Hell no you cant rent it out! or shouldn’t be a problem!””
“”
 Is avant credit for bad credit a good site for a loan?
 I’m trying to get a fifth wheel so I can have a place to live but I have bad credit is avant credit a good site for that?
“”
 What is the relationship between velocity of money and interest rate?
 
“”
 Need help with car loans?
 I’m turning 18 in a few months and I’m going to be purchasing my first car. I currently have a job in which I can afford monthly payments if I were to get a loan. I have a few questions before I go through with this: 1.) Should I take out an auto loan or a personal loan? I want get an auto loan because I hear it’s easier to get approved, BUT i’m buying my car through private party. I want to get a personal loan because I don’t want to have the private party come to the bank with me to sign the loan. Which should I go for? 2.) I have no credit, and no co-signer. But I do have pay stubs from work to prove I have enough money to cover it. What would my interest look like? 3.) What would be some good methods of building credit if this doesn’t go thru because of my lack of credit?””
“”
 What is a purchase finance charge?
 On my WAMU Card I see Purchase *Finance Charge*”””” for well over $100. What does this mean and why am I being charged it?””””””
“”
 #repost
 
“”
 I have fair credit wife has excellent but no job can we still get an auto loan?
 hey me and my wife are looking at getting an auto loan and trading my truck in for a newer truck is it possible to get a loan through local financial institutes none of the online b.s. or that you should wait stuff has anyone heard of getting a loan with the cosigner not having a job but a credit score of like 800
“”
 Payday loans / law office/collection?
 i went threw a rough patch in life i took out like 3 payday loans and max out my card i am now pretty much up to date but i got a call from lawoffice/ collection office i guess guy called me said they have tried contact per email and i have not respned i asked him what company is this loan from and could not tell then he said if i dont pay 1800 today there will be 3 felony charges issued agAINST ME SO i said i cant not pay then he said this is very seroius call me back 30 minutes i called him back he said there going to have someone come my job serve me a summons i said i am broke so then he said what can u pay today i gave him 100 dollars over phone my card i think i getting ripped off i was scared because he read me a leagal affadavid then he all of sudden transfred me to someone esle so took my 100 dollaRS ADN SAID I NEED PAY 500 BIWEEKLY I CANT I KNOW I PROP FORGOT ABOUT ONE LOAN LIKE 300 BUT PAY 1800 THATS CRAZY WHAT SHOULD I DO WILL THEY REALLY TRY FILE CHARGES OR IS THIS A COLLECTIONS BS BECAUSE THEY WONT TELL ME COMPANY PLEASEEE HELP
“”
 Will my credit score change?
 I had 9–11 credit cards that were close to being maxed out. I borrowed 16K and paid them all off to a zero balance. i also ripped up the cards but didnt close the accounts. Technically I still owe 16K but not to my credit union as opposed to various cards. Will this instantly make my credit score go up or will it gradually go up monthly since I am eating away at the loan debt? Just curious? I am on a two yr plan to get a 750+ credit score. I am at 636 right now. I HAVE NEVER BEEN LATE ON A CARD PAYMENT. Also is there any legitimate and safe sites where I can check my score now and again in like 6 months?
“”
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“”
 Will I generate credit if I get a Cosigener for an auto loan?
 I have a very young credit history so in order to get the vehicle I very much desire I would need to get a cosigener. I want do it by my own to generete credit on my own but the bank turned me down.
“”
 How can I get a free printout of my credit report and my credit score?
 
“”
 What will happen to my CIT shares after it files for bankruptcy?
 
“”
 Is their a better place/method for a payday loan than Amscot?
 Needing about $400.00 dollars for about a week. And I’m pretty sure Amscot will only loan you $100.00 or so, to start with.. if you havent been going there for awhile.. Not to mention theyre a bunch of crooks and charge way too much. So basically, is their a better place and/or method to be able to get that amount on such short notice? I know payday loans are horrible and should be avoided at all costs for obvious reasons. This is just a fluke situation and needs to be taken care of asap.. until I get paid next week. Thank you!””
“”
 HELP please?
 If Sam invested $3,000 and he earned $300 over six months, the return is _____. a. six months b. $300 c. $3,000 d. $3,300"”
“”
 What’s the difference between APR and APY on my credit card statement?
 There are two different numbers (three if you count the rate) and I’m confused. What do these mean?
“”
 #repost
 
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 I dont have the funds to pay back a payday loan.. what will happen next???
 
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 When is a great time to refinance an auto loan?
 This month makes 7 months i have had my car 2014 Nissan Sentra. Got financed from the Nissan motor acceptance corp im 22 this is my first new car purchase and they financed me because they have a first time buyer program. Is it a good time to refinance or wait? Im finaced for 82 months payments $397 interest rate 15%
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 Is there a website or place I can go to determine how much debt I have and from where?
 I guess it is possible to lose track
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 “”My husband is considering filing for bankruptcy, has anybody done this if so what happens?””
 Can they take your vehicles and possesions? Some people i have talked to says they dont, and that it offers you a clean start. If anybody has been through this before please tell me all about it also is it possible for him to do it and keep me out ?””
“How do you get your FICO score for free?

i went to the Experian website and got a free report of my credit history. Federal law allows me to get 1 FREE report / year. But they asked me to pay to get my score :-/ any idea on how i could get it for free? Thanks