This article is so well written I can impersonate with 99%. However there is one thing I’m not sure about. And it’s AVs ownership. What would be the reason to continue to sell AVs to end users like car manufacturers do today? Why would Tesla, Apple, Google do that, when instead they can offer you car as service and make more money on car-as-service programme? The other nice for them side effect, will be getting UBER and other small players out of business (ok maybe not a UBER, but you get the point).