3D Secure Explained in 5 Minutes

Finvert IO
2 min readApr 24, 2023

--

Online shopping has become more popular than ever before, and with it, the need for secure online payments. As a result, the 3D Secure protocol was introduced to provide an additional layer of security when making online payments. In this blog, we’ll explain what 3D Secure is and how it works.

What is 3D Secure?

3D Secure is a security protocol used by banks and credit card companies to authenticate the identity of the cardholder during online transactions. It was developed by Visa and is also known as Verified by Visa, and is now supported by Mastercard and other card issuers. The protocol is designed to protect against fraudulent transactions by requiring the cardholder to provide additional information to verify their identity.

How does 3D Secure work?

When a cardholder makes a payment on a website that uses 3D Secure, they are redirected to a page on their bank’s website where they are prompted to enter a password or a one-time code sent to their mobile phone. This process ensures that the cardholder is the authorized user of the card and reduces the risk of fraudulent transactions.

3D Secure and Finvert

Finvert is a financial technology company that helps businesses find the best payment solutions for their needs. With the rise of online shopping and e-commerce, having a secure and reliable payment solution is crucial. Finvert offers a range of payment solutions, including 3D Secure, to ensure that businesses and their customers are protected against fraud.

Finvert’s payment solutions are designed to be easy to use and integrate seamlessly with your existing systems. They offer a range of features, including real-time reporting and analytics, multi-currency support, and fraud prevention tools. Whether you’re a small business just starting out or a large enterprise looking to streamline your payment processes, Finvert has a solution that can meet your needs.

Conclusion

In conclusion, 3D Secure is an essential security protocol that helps protect online transactions from fraud. Finvert offers a range of payment solutions, including 3D Secure, to ensure that businesses and their customers are protected against fraud. With their easy-to-use payment solutions and advanced features, Finvert is the perfect partner for businesses looking to optimize their payment processes.

--

--

Finvert IO

Revolutionize Your Payment Processing with Finvert, Secure, Seamless, and Reliable