Cashaa — The​ ​Next​ ​Generation​ ​Banking​ ​Platform​ ​for​ ​the​ ​Next​ ​Billion

What is Cashaa?

Cashaa is a gateway to consumer-centric and affordable financial products aimed at consumer adoption of Blockchain without having to understand the technical details of Blockchain technology. Cashaa’s wallet system, integrated with the peer to peer exchange with a full spectrum of fully digital financial services, enables its community to save, spend, borrow and get insured, with a simplified user experience in a legally compliant way.

Cashaa built its infrastructure on the blockchain and utilizes artificial intelligence to power mainstream adoption for financial products. It empowers the banked and unbanked population, facilitates low cost currency exchanges, enables participation in the global economy and develops the new outlook for this community by using open architecture. Instead of rebuilding or riding on the rails of archaic banking infrastructure, Cashaa allow consumer adoption of cryptocurrencies, which let people move money as they wish at low cost and high speed, without having to understand the technical details of crypto and blockchain technology, thereby making it user friendly, secure, and affordable.

Problem​ ​1:

Having a traditional rail infrastructure, where moving money requires huge processing efforts includes endless problems. One of the main reasons for friction in this current system is that information is siloed between the players in the industry. A meagre amount of engineering is done on the payment systems which are compatible across payment networks and financial institutions. Examples include

  1. FedWire
  2. CHIPS
  3. SWIFT

Problem​ ​2:

The recent emergence of cryptocurrency tokens showed a silver lining to save us from the legacy systems. However, it turns out that a growing number of users and businesses are struggling to leverage on the existing blockchain infrastructure. The primary role of blockchains was to solve coordination and synchronization problems amongst multilateral agreements between a network of participants, but it seems that these multiple blockchains are now giving a hard time to “real users” and have become a bottleneck for the mainstream adoption . Also the current attempts by others to provide blockchain based solutions lack the workflow needs of small and medium sized enterprises, and the applications are not addressing the average consumer’s issues and not providing legally compliant solutions to their users

Vision Cashaa

We believe there should be an efficient alternative to existing payment and banking systems. Our blockchain-based payments system aims to lower financial inclusion barriers and provide financial services to the banked and unbanked. Our vision is to build the payments and banking infrastructure for the future


The reason, that is because of cashaa:

  1. Turn on financial products for Bank and Unbank
  2. Facilitating Low-Cost Currency Exchange
  3. Enable Investing in
  4. Dedicated to Communities with Open APIs

Cashaa is also not just your typical banking application. Cashaa provides a full spectrum of digital client-centric money services such as instant balance updates, sending, receiving, paying, borrowing and insuring with stunning interfaces and easy-to-use notifications. Cashaa’s vision is to create payment infrastructure and banking for the long term.


Cashaa token is implemented using Ethereum EIP-20 (former ERC-20) standard. The token is accepted and traded 22 in Cashaa own services, but is also compatible across different Ethereum wallets and exchanges. Cashaa blockchain technology stack is not limited to Bitcoin and Ethereum. When applicable, Cashaa uses different blockchain technologies to decentralize its products. This will give benefits of robustness, transparency, compatibility and scalability to Cashaa users.

Virtual Cards

Each Cashaa Wallet includes a Cashaa prepaid card which complements the wallet. Physical prepaid cards are the most convenient way to connect virtual assets in the finance sphere. Through Cashaa card issuance partnerships with global payment networks, cards can be accepted by more than 39 Million merchants as well as POS terminals, the adoption of which is growing exponentially with existing 3 Million ATMs, which enable to withdraw cash worldwide.

The Future Banking

Cashaa isn’t just your typical banking app. Our wallet provides a full spectrum of customer centric digital financial services such as instant balance updates, send, receive, pay, borrow and insurances with our beautiful interfaces and easy to use notifications.


Cashaa connects businesses and individuals on Blockchain to the existing financial world in a decentralized manner. Cashaa platform comprises of decentralized exchange, liquidity provider mechanism, clearinghouse messaging network, and asset-backed blockchain gateway. Our financial technology combined with mainstream fiat will enable real-time, peer-to-peer value exchange and payment services agnostically across all the Blockchain.

Elastic, secure and resilient Platform

The network is designed as a highly performant system leveraging interlinked blockchain construction, while clearing and settlement occurs over the CasChain Layer, the costs of protecting transaction value is externalized to other chains in ways that directly promote the value of those chains.

Borderless and massive User Community bringing Liquidity

The Cashaa network is intrinsically agnostic between fiat and decentralized money. Billions of mainstream users in the largest growing economies in the world will be enabled to make the transition from using fiat money to using decentralized currencies such as BTC, ETH and others.

Powered by AI and Blockchain

World needs a financial platform which is governed by AI and secured on Blockchain. Cognitive bots will do the data analysis, price prediction, risk assessment and forex transaction for them.

Identities are managed through biometric system

Lack of identity is one of the main reason in the developing economies which stops people to participate in the financial system. Cashaa will create identities for such users using their retina and thumb impression with private key, making it impossible to fake.

Cashaa Tokens and Token Generation Event

A Token generation event (TGE) will be conducted i.e. an event in which early adopters and enthusiasts make contributions to a Smart Contract System for the development of the Cashaa project .
Cashaa’s token generation event is one of the few backed by a unique proven platform with a team that has more than 200 Years of Payments and Banking experience and successful entrepreneurs who built their companies from scratch which are now part of Fortune Top 15 companies. Cashaa’s model has been established with beta testing performed since February 2017. The beta test completed with 12,770 registered users from 141 countries.

The distribution of CAS tokens in connection with a Token generation event (the “Cashaa Token generation event”) to you as a user thereof, will be subject to and governed by T&Cs — which is a separate document setting out the terms and conditions of the agreement as between the distributor and you in relation to the Cashaa Token generation event . In the event of any inconsistencies between the T&Cs and this Whitepaper, the former shall prevail. The Distributor will be an affiliate of Cashaa, and all funds raised in connection with the Cashaa Token generation event will be deployed to fund Cashaa cryptocurrency​ ​project,​ ​businesses​ ​and​ ​operations. Unless the context requires otherwise, references to “we” or “us” in connection with the Cashaa Token generation​ ​event​ ​ ​shall​ ​be​ ​construed​ ​as​ ​references​ ​to​ ​the​ ​Distributor.

The​ ​Cashaa​ ​Token​ ​generation​ ​event​ ​ ​is​ ​hereby​ ​announced​ ​to​ ​start​ ​on:
November 6 2017, 1 PM London Time 9 PM Singapore Time (UTC+8)/ 2PM Munich Time and 8AM New York​ ​Time​ ​and​ ​is​ ​scheduled​ ​till​ ​the​ ​end​ ​on​ ​5​ ​December.

Team Cashaa

Website :
Whitepaper :

Telegram :

Twitter :

Linkedin :

My Bitcointalk Link Address :;u=1299271

My ETH Address : 0x1f6195fdAeb6bDE1c89E5EBEdf1689bdf52918f9