Thanks to all these stories it was good that you mentioned your satire at the end ^^
I think the issue here lies deeply in the Ego of everyone:
Why do you need a house + pool immediately?
Why do you need an MBA immediately?
Why do you need a car and have to live in a central place?
As you said at the end people are living with less 10K maybe sleeping in their car whereas others do naive, stupidly things. I think this shows really that people might be great engineers and are hired by big companies but are neither smart nor human.