Fred Kelly
@efldn 2015/16 cohort building @creditkudos.
Research has shown that transaction data can be an accurate predictor of this risk.
The Effects of the Open Banking Standard on the Credit Industry
Matt Schofield
41
e.g. Amir E. Khandani et al. (http://dspace.mit.edu/openaccess-disseminate/1721.1/66301)
