OVER 19 BILLION USED IN 2019/20/21 TO FINANCE STUDENTS IN HIGHER EDUCATION. By Electine Ometa (Journalism student at Multimedia University of Kenya) Education can be quite expensive but with the use of HELB loans, there is a smarter way to finance studies. Most students in higher learning institutions depend on HELB for tuition and upkeep fee. However, it comes out as a…