James, I am writing this comment a month and a half after you posted this article. Did you get health insurance?
If you did not get it, what would you rather pay — health insurance or penalty for not having health insurance? Get health insurance. ASAP.
Do you think your daughters like that you don’t have insurance? It’s pretty damn scary to fall sick and not have health insurance in America.
You might get some treatment if there is an emergency. What are you going to do if you have to come back? Do you think doctors love to take care of people with no insurance? The answer is obvious. I want to know if you have insurance now.