Gary Pryor is a Sr. Business Consultant with Waters Business Consulting. Gary is the former Founder & CEO of FuturePay Holdings Inc., a merchant focused consumer finance company (www.futurepay.com). His specialization in mergers, acquisitions and corporate finance commenced in New York with Merrill Lynch International and the Morgan Guaranty Trust Company of New York (JP Morgan). Gary is well known throughout the food industry as one of the founders of the "Home Meal Replacement" industry. He was recruited by Arizona based Circle K Stores Inc., to manage a 217 store fresh food program and develop a hybrid specialty foods store named Emily's Market. Following his tenure with Circle K, Pryor joined Hunter Wise Financial Group, a California based investment banking firm, where he specialized in buy-side representations for private equity groups. While at Hunter Wise, Pryor led the US acquisition of Smith & Wesson from London based Tomkins, PLC. Following his tenure at Hunter Wise, Mr. Pryor became a Merchant Banker and acquired and sold several food related businesses including two USDA certified food manufacturing companies as well as multiple restaurants throughout the United States. Mr. Pryor received a BA in Political Science from St. Lawrence University in Canton, NY, where he played Soccer and served as the Student Delegate to the Board of Trustees. His interests include Hiking, Skiing, Squash, Golf, and Travel. As a business consultant, Mr. Pryor now specializes in consolidation strategy and pre-exit business growth strategies.