Really? I love it. Obviously no one thing works for everyone but it works sooooo well for me. I love the flexibility, I love the discipline in budgeting only dollars you have right now, I love it doing the math for me. And the screenshots in this piece are only little sections of it, and one of them particularly a section that we did find confusing. But overall, for me, it has been life-changing. Got me out of credit card debt. Helped me save up and plan ahead for acting classes, vacations, clothing expenses. Helped me create a buffer in my account to protect me in low-income weeks. It may or may not end up being the best system for Kate but it really does work well for a lot of people, myself included.