The top 3 things stopping you from getting rich

There are many things that stop hard working individuals from getting rich. Here are the top three things that will prevent you from making money, no matter what you do.

The fear

Let’s be honest, how many millionaires got to where they are off someone else’s back? It is almost impossible to get rich without being the boss. Experts agree that working a 9 to 5 job with medical benefits and a pension is not going to make you excessive amounts of money, no matter how hard you work.

According to Steve Siebold, who spent 25 years studying rich people to write his book “How Rich People Think”, notes that a key difference between rich and working class people is how they choose to get paid. Regular people generally favour an hourly rate, while rich people choose to get paid based on tasks and results. Most working adults would prefer the comfort and reliability of a regular 9 to 5 job, which is fine but do not expect the highest standard of living.

“The masses almost guarantee themselves a life of financial mediocrity by staying in a job with a modest salary and yearly pay raises,” Siebold writes.

Putting in the hours

“Most people work 9 to 5. I work 95 hours (per week). If you ever want to be a millionaire, you need to stop doing the 9 to 5 and start doing 95,” says Grant Cardone, self-made millionaire who owns and operates four companies that currently generate $100 million in sales every year.

It is a known fact that time = money. It is a different scenario entirely when you are making that money from wages as opposed to the results of the time-consuming project that produced the reward.

A good plan

Having a good financial plan is one of the most important aspects of making money. Firstly, you cannot know how much money you have if you don’t understand the flow of it correctly. This goes the same for your savings. If you have logged all your money correctly, you will have a good structure to distribute and invest it.

“Not having a financial plan is actually just having a really bad plan,” says Alexa von Tobel, founder and CEO of in New York. “Every financial plan is specific to the individual, but you should look at your income and set priorities for paying off debt and saving for different needs.”


These are just a few hurdles most individuals experience in the race to get rich. The bottom line is work hard, don’t be scared and be organised. It is seriously worth the time to sit down and map out all these areas before taking any other steps to reach your financial goals.

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