Best 6 Credit Cards In USA With Low Annual fee

If you are looking for a credit card in the USA with low or no annual fees, this guide will help you find the best options. These cards are great because they save you money on fees while giving you benefits like cashback, rewards, and more. Here, we will discuss five top credit cards with low annual fees that you can consider.

Why Choose a Low Annual Fee Credit Card?

Low annual fee credit cards are excellent for those who want to enjoy the benefits of a credit card without the hefty yearly charges. They are particularly beneficial for people who use their credit cards occasionally or are new to credit cards. These cards often come with rewards like cashback, travel points, and more.

Top 6 Low Annual Fee Credit Cards USA

1. Blue Cash Everyday® Card from American Express
2. Discover it® Cash Back
3. Capital One SavorOne Cash Rewards Credit Card
4. Wells Fargo Active Cash® Card
5. Bank of America® Travel Rewards credit card
6. Milestone® Gold Mastercard®

Top Low Fee With Rewards Credit Cards — Complete Guide In 2024

(1) Blue Cash Everyday® Card from American Express

• Annual Fee: $0
• Rewards: 3% cash back at U.S. supermarkets (up to $6,000 per year), 3% cash back at U.S. gas stations and U.S. online retail purchases (up to $6,000 per year), 1% on other purchases.

• Intro Offer: Earn $200 statement credit after spending $2,000 in the first 6 months.
• APR: 0% intro APR for 15 months on purchases and balance transfers, then 19.24% — 29.99% variable APR.
• Benefits: No annual fee, good rewards for groceries and gas, $200 statement credit.

(2) Discover it® Cash Back

• Annual Fee: $0
• Rewards: 5% cash back on rotating categories each quarter (up to $1,500 in purchases), 1% on other purchases.

• Intro Offer: Unlimited Cashback Match — Discover will match all the cash back earned at the end of your first year.
• APR: 0% intro APR for 15 months on purchases and balance transfers, then 18.24% — 28.24% variable APR.
• Benefits: No annual fee, high cashback rate on rotating categories, cashback match offer

(3) Capital One SavorOne Cash Rewards Credit Card

• Annual Fee: $0
• Rewards: 3% cash back on dining, entertainment, popular streaming services, and at grocery stores, 1% on all other purchases.

• Intro Offer: Earn a $200 cash bonus after spending $500 in the first 3 months.
• APR: 0% intro APR for 15 months on purchases and balance transfers, then 19.99% — 29.99% variable APR.
• Benefits: No annual fee, great for dining and entertainment, $200 cash bonus.

(4) Wells Fargo Active Cash® Card

• Annual Fee: $0
• Rewards: 2% unlimited cash rewards on purchases.

• Intro Offer: $200 cash rewards bonus after spending $1,000 in the first 3 months.
• APR: 0% intro APR for 15 months on purchases and balance transfers, then 20.24%, 25.24%, or 29.99% variable APR.
• Benefits: No annual fee, simple and straightforward rewards, $200 cash bonus.

(5) Bank of America® Travel Rewards credit card

• Annual Fee: $0
• Rewards: 1.5 points per dollar spent on all purchases.

• Intro Offer: 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days.
• APR: 0% intro APR for 15 billing cycles on purchases, then 19.24% — 29.24% variable APR.
• Benefits: No annual fee, good for travel rewards, no foreign transaction fees.

(6) Milestone® Gold Mastercard®

• Annual Fee: $35 — $99
• Rewards: None

• Intro Offer: None
• APR: 24.90% Fixed
• Benefits: Great for building or rebuilding credit, reports to all three major credit bureaus. For activate Milestonecard visi this link https://milestonecardcom.net/

Conclusion

Choosing a credit card with a low or no annual fee is a smart choice for saving money while still enjoying the benefits of rewards and cashback. The cards listed above offer a variety of perks suited to different spending habits, whether you prefer cash back, travel rewards, or everyday savings. Make sure to compare these cards and choose the one that best fits your needs.