How to get London taxi insurance quotes

Harrywatson
3 min readJan 10, 2022

There are more than 23,000 black cabs working in London and each of those London cabbies has a legal responsibility to take out a true public hire taxi insurance policy before they start transporting passengers around London.

If you are planning to become a London taxi insurance quotes yourself then those 23,000 black cabs may look like a lot of competition, but with more than 8,00,0000 people in London, it is the most crowded and busiest city in the country, that applies there should be more than enough travelers to go around for that growing army of London taxi drivers.

London also happens to be the most built-up city in the UK, and that generally solves into higher insurance premiums when you are carrying out London taxi insurance.

That is the reason why the wisest London cab drivers know to compare black cab insurance quotes from a wide range of various insurers and to conduct the comparison each time their taxi insurance is organized for revival.

Black Cab Insurance

Compare London taxi insurance

All the tourists who came to London admit black cab taxis as an ideal sign of London, the London taxi company’s range of TX2, TX4, and TX5 taxi cabs, as well as their contenders Metro Cabs, are progressively typical in other big UK cities too including Manchester, Glasgow, or Cardiff.

Compare Black cab insurance

Comparing numerous quotes from a wide range of taxi insurers is an important step while taking out a London taxi insurance policy, but there are some other factors by which you can reduce the cost.

Pay your black cab insurance yearly

Many taxi insurers will provide taxi drivers with the option of paying their taxicab insurance monthly or yearly basis. But, monthly payments will be easier for you if money flow administration is a problem. If you choose to pay annually, it will be much cheaper for you.

Park your vehicle in a private garage

If you park your taxi on a busy street in London when your taxi driver is off duty, it will be more likely to be involved in an accident or can be targeted by criminals, so if you are able to park your taxi in a private garage, your taxi is less likely to be involved in an accident and the insurance premium will be low.

Get a black box for your black cab

It is most commonly associated with young drivers and the drivers who have recently passed their driving test if you are not experienced enough and you want to reduce the cost of your London taxi insurance, you should consider buying black box insurance which is a kind of car insurance where a tracking device will get in your vehicle to monitor it. This will reduce your cost by 20%.

How much did it cost?

In order to determine the cost of your black cab taxi insurance, many factors will take into account, you should compare quotes from a wide range of insurance providers in order to determine the cost.

It will cost you more if you need London taxi insurance but it will relatively cost you less if you drive your black cab in another city in the UK.

Is it possible to become a London taxi driver if you are less than 25?

The minimum age requirement to get London taxi insurance is 25. Most taxi insurers have a minimum age limit of 25, but in some cases, some insurance providers can offer you black cab insurance if you are under 25.

Can you get cheaper private hire taxi insurance if you drive a black cab?

In this case, the answer is NO, because private hire taxi insurance is particularly designed for minicabs, which can be pre-hired by passengers and they can’t be ordered on the streets.

You should get public hire taxi insurance if you drive a black cab.

Cheapest level of insurance cover

There are three main levels of cover from which you can select.

Third-party only and it is the minimum level of cover you need by the law of the UK.

Third-party fire and theft that will protect you and your passengers from fire and theft.

Fully comprehensive will provide you insurance with the highest level of cover but the insurance premium will also be high.

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