Cigna Health Insurance Plans
Cigna health insurance has a wide range of coverage. It covers family, as well as individual plans for health. Whole life health insurance and lump sum cancer health insurance are some of the most helpful and resourceful of all the other plans they have to offer.
Why should you get Cigna Health Insurance?
Health care in the modern times is a very vital part of all of our lives now. With the advancement in technology and medical science, it is possible to cure or suppress the symptoms of almost any disease or disorder existing. Investing in a health insurance plan, in fact, allows having easy access to cash and funds in case of any unforeseen emergency or even a planned operation or under other circumstances as well.
Even when compared to another long term, as well as short-term health insurance plans, Cigna Health Insurance Plan gives maximum coverage, within a very affordable and feasible range.
According to customer reviews, the Cigna Health Insurance plan is relatively cheaper and easier to get. The services offered by this insurance plan are swift and on time, where there is no need to wait in long queues or waste any time. Since this insurance plan is accepted by most of the hospitals, it is even easier to check into one and then avail of it.
With very low premiums, this is one insurance plan that gives very high returns, which is beneficial in the long run.
Maximum and Minimum Age Limit for this plan:
The minimum age for applying and availing most of the health insurance plans offered by Cigna is 91. There is no particular maximum age that has been set for these plans, though.
Only in the case of Lifestyle Protection Accident Care insurance plan, can one avail insurance at the minimum age of 18 years. The maximum age for availing this type of insurance is set at 80 though.
Features and Benefits of this Plan:
As with all insurance and health insurance plans, the Cigna Health Insurance plans have their own sets of features and benefits, which distinguish them from most of the others in the market today:
- All room expenses are covered in this plan
• Surgeon’s fees are also covered here
• Nursing charges are covered
• Anesthesia, blood, and oxygen are covered as well
• All charges for the operation theater, surgical appliances, drugs, medicines as well as consumables are covered as well.
• Health checks up facilities are available for all those insured and above the age of 18 years of age, regularly, every three years.
• This health insurance plan covers most of the serious illnesses such as cancer and surgery, along with other minor issues such as hearing impairments, loss of speech or sight, temporary or permanent as well.
The best time to enroll for the Cigna Health insurance plans for the year 2017 would be between November 1st, 2016 and the 31st of January, 2017.
The Cigna Health insurance plan covers about four persons per family in the family plan with up to 2 adults and two children.
All medical expenses are covered, provided they occur within 60 days before hospitalization and 90 days after it.
The advantage of Cigna health insurance is its Medicare feature, which actually helps you exercise your membership and initial investment to its full value and worth.
It is among the most assured and helpful health insurance plans currently available in the market. So go ahead and make a well-informed decision for the protection of your family and yourself.