May 6, 2020How Patascore is deepening customer understanding to ensure business continuity and long term win for digital lenders & MFIsPost by Victor. Conventional consumer finance wisdom is no longer sticky and sustainably applicable in an increasingly dynamic and agile digital financial space. Ten years ago, it was very reasonable for someone looking to refinance their loan with a different entity to print out statements, have them stamped and then…Credit Scoring5 min readCredit Scoring5 min read
Feb 21, 2020Financial Goal Setting; A Rule of ThumbLet’s be honest, setting financial goals is easier said than done! When we think about our financial future, it is very easy to ‘picture’ a place of financial security that makes us feel safe and financially free. …Financial Planning3 min readFinancial Planning3 min read
Jan 6, 20205 financial New Year’s resolutions to set now and achieve in 2020It’s that time of the year again. January is here and everyone is all pumped to have New Year Resolutions up and running. New year, new me vibes and tweets are already blowing up thanks to our digital era. If you’re starting off the new decade with a list of…Financialhealth20203 min readFinancialhealth20203 min read
Nov 13, 2019How an Accountability Buddy Can Transform Your FinancesHave you ever tried to do a budget only to end up with something completely unrealistic for your situation? …Personal Finance3 min readPersonal Finance3 min read
Oct 16, 2019Patascore Partners with TransUnion to drive Consumer Financial Literacy.Patascore is a digital and mobile platform that offers credit decisioning as a service and financial education to empower Kenyans- primarily the youths. TransUnion is a credit reference bureau that provides credit data and credit analytics, which lenders use to evaluate their customers credit history when they apply for loans…Financial Education4 min readFinancial Education4 min read
Sep 6, 2019Refer and Earn with PatascoreWhen we say money moves with Patascore, we mean each and every word! Youth empowerment through financial education is very key to us. Credit scores should be free and that’s why Patscore is here. To provide the Kenyan youths with not only credit scores, but financial analysis that will enable…Refer And Earn2 min readRefer And Earn2 min read
Sep 6, 2019Are you financially literateWhat is financial literacy? The World Bank describes financial literacy as the ability to use one’s knowledge and skills to effectively manage financial resources, ideally for a lifetime of financial well-being. As such, financial literacy entails knowing about financial products and services, and having the rights skills for healthy financial practices. Going…Financial Education3 min readFinancial Education3 min read
Sep 6, 2019Managing DebtIn our society, debt is a part of life. Debt can help us get an education, buy a car, own a home, or expand our business. When debt is managed well, it is seen as a stepping stone that enables us to improve our life and get things accomplished. However…Debt Management2 min readDebt Management2 min read
Sep 6, 2019Understand your credit ratingOnce you have obtained your credit rating form Patascore, you may start to wonder; what is a DD or BB? What does it mean? Patascore provides an individual with a numerical unified credit rating accompanied by a risk description. The credit rating grading starts from 0 to 900 with ranges…Credit Scores2 min readCredit Scores2 min read
Sep 6, 2019What is a credit score and how is it obtained?What is a Credit score? Financial matters may look complicated, but understanding your credit score doesn’t have to be. Your credit score is a representation of how you manage financial responsibility and not a testament to who you are as an individual. This data is then distilled and calculated to…Credit Score2 min readCredit Score2 min read
