You’re looking at this from the perspective of an individual. This is a privilege in and of itself.
Your group’s profile does not preclude you from buying a home, getting a job, or having enough time to show an officer your driver’s license before they shoot you because they are “scared.”
You can imagine. You can try very hard to understand and that is felt and appreciated. Acknowledging that you can never really truly understand allows the speaker to feel more love and compassion from you than if you try to compare experience.
They are not comparable.