When the police pull a driver over, they always ask for three things: license, registration, and insurance. If the driver doesn’t have insurance to offer, it is unlikely the police will simply let them off with a warning. Excepting New Hampshire, car insurance is legally required in every state.

What Happens When You Get Pulled Over Without Insurance


Yes, you need insurance with a learner’s permit. But it might come included with a parent or other household member’s existing policy.

My Teen Got a Learner’s Permit. Does He Need Car Insurance?

The teen will definitely need insurance. Some insurers offer coverage on a parent’s policy for family members with learner’s permit. But most demand that you call and list…

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