Pivotal Paradise Gurgaon
What is Huda Affordable Housing Policy?
· In this article we explore in detail the Huda Haryana Affordable Housing Policy of 2013, Gurgaon.
· A policy named ‘Affordable Housing Policy of 2013’ has been notified by the government. This policy is
· made by the government in order to encourage the housing projects in which apartments of predefined
· size and predefined rates are made available for the deserving people from the lower and the lower
· middle classes. Those projects for which licenses are given under the present policy cannot be converted
· in to the normal housing colony under any circumstances. In this regard, it does not matter if the
· projects fall within the limit of 20 percent for residential sectors that’s prescribed for group housing
· projects. Projects under the policy will be sold on the bases of Carpet area. So the people are only going
· to pay for the area that they will use.
Granting the license
· As per the affordable housing policy, the projects will be allowed in residential areas of notified
· development plans of various cities and towns. The first come first serve basis will be used for granting
· the licenses for the housing projects of this type.
Incentives for the developers
· It is envisioned in the affordable housing policy that the capital investment for the development of the
· affordable houses will be made by the private sector. And according to the policy, incentives will be
· given to the private developers. Following are the incentives offered to the developers:
· The developers will be exempted from the license fee as well as the infrastructure development
· The floor area ratio is higher at 225 against 175 which is usually permitted in group housing projects.
· Higher ground coverage to the tune of 50% against 35% and is normally allowed.
Requirements for Zoning
· The maximum area for which such projects are allowed in the development plans include 300
· acre for the Panchkula Extension, Panchkula, Pinjore-Kalka, Gurgaon and Faridabad, 150 acre
· for the Bahadurgarh, Sohna, Karnal, Dharuhera, Sonipat and Panipat and 75 acre for the rest of
· the development plans. Under this policy only 5% or less than 5% of the total planned area
· under residential zones is allowed for projects that fall under affordable housing policy.
· However, if the total area in a residential sector is less than one hundred acres, then only one
· project of this type will be allowed on five acres. In addition, to make sure that such projects
· are distributed well over the development plan, the maximum net planned area permitted
· under the policy in a residential project is restricted to 10 acre.
Rates of Flats
· In the development plans of Pinjore-Kalka, Faridabad, Gurgaon and Panchkula, the maximum allotment
· rate for the apartment units approved under affordable housing policy is 4000 Rupees for each square
· foot. This rate is 3600 Rupee for each square foot in the development plans of the other towns having
· medium and high potential and it is 3000 Rupees for each square foot in the remaining towns that have
· low potential.
Eligibility criteria and the allotment of flats
· Draw will be made for the allotment of the affordable housing units and the deputy commissioner of the
· district in which the unit is situated will handle the draw. As per the new housing policy of Haryana, any
· individual who doesn’t own a house or a flat or a plot in a colony of the Haryana Urban Development
· Authority (HUDA), or in a licensed colony in NCR or in Chandigarh, would be eligible for the scheme.
Time period for completing a project
· The affordable housing projects will be required to be completed within a period of 4 years after the
· grant of environmental clearance or building plans. The days is going to be referred to as the date of
· commencement of the project and the licenses will be renewed beyond four years period from the
· commencement of the project.
Area of apartments
· As per the policy, the size of apartments which will be constructed is going to be in the range of 28 sq.
· meter to 60 sq. meter carpet area. The carpet area is the net usable area that is bound within the walls
· of the residential unit and it excludes the area covered by the balconies and the walls. Carpet area does
· include the toilet, bathroom, store, kitchen, shelf, built-in-cupboard and almirah areas.
· There are no separate EWS categories in the apartments so that the cross subsidy components are
· eliminated and the adverse impacts on the affordability of apartments are avoided.
· The parking space for each residential unit is provide at the rate of half the equivalent car space. Only
· single two wheeler parking site will be earmarked for each flat and it will only be allotted to the owner
· of a flat. The parking bay of two wheelers will be 2.5 meter x 0.8 meter unless specified otherwise in the
· zoning plan. There won’t be any car parking allotted to owners of an apartment in such projects.
Check on the builders
· Bank guarantee must be taken by the colonizer. This guarantee will be taken against the total realization
· from project at rate of 15 percent for the areas that fall in the development plans of Gurgaon,
· Panchkula, Faridabad, Pinjore-Kalka and Panchkula Extension. The rate will be 10 percent for the rest of
· towns. This bank guarantee must be taken as a matter of the security against any of the possible
· neglects in the completion of the project.
Maintenance of the project after the deliver
· As per the affordable housing policy, the developers will maintain the project for 5 years after the
· completion of the project. This maintenance will be provided by the developer free of cost. After these
· five years, the maintenance will be overtaken by the resident association. Maintenance of the
· residential projects is an important issue which has to be defined in more detailed and better way so
· that there is a clear cut solution.
· This affordable housing policy is a wonderful step by the government. It will enable the availability of the
· apartments of predefined size at predefined affordable rates to the residents in the urban markets. The
· policy will make sure that the projects get completed on time.
· Also the policy strikes a good balance by giving incentives to the builders and by putting a proper check
· on the builders, ensuring that the projects are delivered on time.
· If the affordable housing policy is implemented the way it is envisioned, it’s going to be very beneficial
· for the people belonging to lower middle and lower classes strata of the society. Approximately 6 lac
· people in the urban centers of Harayana will benefit from this policy in the next 5 years.
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