I absolutely completely disagree — in fact, I think it will go beyond what even fans of the self-driving car believe today. I believe that in ten years it will be really difficult to imagine how we could manage such a thing, when self-driving cars are so much better in every way. And insurance rates, as you predict, will go through the roof. But with that said, anythings possible, and I will be really interested to see how it works out. I’m definitely a fan, even if on this one we disagree.