Where can i get a credit report that’s Absolutely FREE no credit card needed?

Frount765924
22 min readMar 16, 2019

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Where can i get a credit report that’s Absolutely FREE no credit card needed?

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks

Answer : I might suggest one to try this site where you can compare from different companies: http://creditandfinancesolution.info/index.html?src=MEDFEBEis6aiJ1nei .

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Can I get a home or Auto loan?
Can I get a home or auto loan with the following scores? 633, 631, 619. No bankruptcy or anything bad on credit report. Currently have 3 credit cards with available credit that totals $1550 on all three cards. Debt of about $800. Always pay on time, have had credit card for about a year. Could I get a home or auto loan? At what interest rate? I’m not going to go get one yet (I want better scores), but I’m just curious for now.””
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I dont wanna get ripped off on a payday loan or title loan. But my credit is not very good?
I am a single mother, unemployed, starting school full time. Where can I turn for help?””
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“”If i file a ch.13 bankruptcy for a foreclosure, does that hurt the borrower?””
the co-borrower is not my wife, its my wife’s grandmother, so would it hurt her (credit) if we filed for a chapter 13 bankruptcy to help keep our home?….[the grandmother has her own home that she lives in and has paid off.]””
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Auto loan contract % was wrong after paper work done?
We took advice#2 and another advice from one of friend who working major car company headquarter. I told to the dealer sales guy Contract is deal
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How do i pay off the mortgage on monopoly?
im on the android game and i can’t figure out how to pay the mortgage off on a property that i bought from another player. can you please give me detailed instructions of where to go and how to pay the properties off? thanks in advance
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Do you have to show credit card to pizza hut delivery driver?
No I did not steal someones credit card lol. I am asking because I am home alone without cash and a card of my own and my girlfriend wants to order me dinner with her credit card. so if they come and ask for the card of course i dont have it. there is a pizza place i order from that doesnt card when they get here but im feeling like pizza hut tonight
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Car repo advice.its been 3 yearsleave it or what? I’m trying to get a house.?
I was told recently that if a debt is 3 years old, leave it alone. If it is older than 3, let it be. I made the mistake of paying off credit cards that had defaulted 3 years agoI had lost my job back then and now I have a great job and I was trying to do the ethical thing. What I actually did though was hurt my credit score by reactivating old debt. In regard to the repo’d car, I haven’t done anything on it. I voluntarily surrendered it when I could no longer pay for it (Even though I tried to have people take over payments, get another cheaper car etc.). I KNOW that there are some debt collectors that would be able to advise me with their secrets of the industry. One debt collector said that thre are $40,000 collection accounts settled for $3,000 all the time (with Ford Motor). This is not a Ford car, but I can tell you I owe $36,000. I want to get a mortgage loan and my credit is only 15 or so points shy of qualifying for a good rate. What do you guys advise I do regarding this old debt? As of last month, the debt was sold to a collection agency. I was NOT informed when the car went to auction, etc. I’ve just found these things out by pulling my credit report.””
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How to fill out Schedule C for Chapter 7 bankruptcy.?
I am filing for bankruptcy PRO SE since I can’t afford a lawyer — repeat — cannot afford a lawyer. My question with filling out Schedule C is if I am suppose to list an itemized list of my property or list it like it is on Schedule B (i.e.Household goods & furnishings””””””
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If you have a mortgage who really owns your house ~ you or the bank?
We both ‘own’ our homes. I do not have a mortgage or lien on my home. I do have an RV that the bank and I own….if I do not pay my share then the other half takes my RV.
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Automobile loan question?
I went to a dealer where I was pre approved”””” and purchased a car. I gave them there down payment and signed the paperwork then I was off in my new car. about a week later the dealer calls me and tells me that I wasn’t approved by the initial bank but I was approved at a higher apr from Santander Consumer. I have herd alot of bad stuff about them but I was kind of stuck and didn’t want to loose the new wheels so I resigned the contract (that they didn’t change the date on the contract kept it at the Original date which I think is illegal?) now I have been in contact with santander and set up my online profile I can go online and see my account information and just made my first car payment a few days ago. Today I get a letter in the mail saying I was declined the auto loan??? I’m petty sure after over a month and having received payments everything is fine but that kind of confused me. especially considering it was dated over 15 days ago? One last note I have yet to get a contract (other than the dealers) mailed to me! I did receive a statement with payment reminder!””””””
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Capital One Platinum Credit Card?
link: capitalone.com/credit-cards/platinum/ Looking for a first time credit card. I have limited to no credit history, I am no longer a student. Looking to build good credit history. So far this is my best option. First off: Any one have experience with this card? Second: I don’t want to pay the annual fee $19 on the 2nd year with the card. My goal would be to find a new card with better rewards, assuming I have better credit history at that time and then cancel this card before the annual fee goes in place. doable? Any advise would be great, thank you””
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Can you settle debt with a credit card company even in good standing?
Can you settle debt with a credit card company even in good standing? I am making minimum payments with a few credit card companies but could have trouble paying these in the future. I don’t want to go through a debt consolidation company or a debt settlement company. Is it possible to call on my own and warn them I will file for bankruptcy and ask to settle before I stop paying for 30–90 days like most experts say? Can someone give me their advice or opinion on this? Thanks
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What’s the deal with free credit reports?
I would like to get a free credit report but I’m leary of putting my financial info on the net. — which service is best to use and is it actually free? Most important, is it safe?””
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“”How do I get a loan with bad credit, no job, no co signer, and no checking account?

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Parent plus loan and mortgage?
My parents took out a parent plus loan for my brother and I. However, now they are trying to get pre-approved for a mortgage and my dad is worried this is going to badly affect it because a question on the form asks if your name is on any loans. Can someone offer some insight?””
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Can A Cosigner for a mortgage live in a different state??
We are trying to buy a home, but do to the fact that i have no credit, I am being told that the best route to go would be a cosigner. I live in Oklahoma, my dad (who is the best option for this route) works in Minnesota, he comes home occasionally, but not too often; so he may not be available to be there at closing. Will this be a problem? Can a cosigner live in a different state?? And miss the closing itself..?””
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Can a non-us citizen co-sign for a mortgage or auto loan?
I know someone who says that she was the co-signer for the mortgage and an auto loan from her previous marriage. She has a work visa but isn’t a US citizen. She says the she is the one who had to sign to get the car and her house because her ex husband whom she was married to at the time had bad credit. Is it even possible for a non-us citizen to be on a loan like that? Her employment at the time was an associate’s posititon at wal-mart, part-time, and the ex husband I think made around 40–50 K per year.””
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Why would a financial institution want a power of attorney for an auto loan instead of just a lein hold?
I am attempting to refinance a 2006 model auto with a different institution for a lower interest rate however, this institution wants a power of attorney over the vehicle. I’ve had hundreds of auto loans and have NEVER given a POA to the lending institution — so why now?””
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How to pay off my high intrest auto loan?
I financed my 2008 silverado exactly 12 months ago. The amount financed is $16,336.20 The annual interest rate is 16.00% And the total Sale price was $25,688.59 My minimum monthly payment is $376.19 for 66 months. I’m now in a better position to double my payment if I wanted to, how do I exactly take down the high interest rate? Or do I pay on the principal? Any professional advice would be greatly appreciated. I financed with JP Morgan Chase.””
“Where can i get a credit report that’s Absolutely FREE no credit card needed?

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks


Online credit reports?
Ok so i was curious which online credit report should i use? I’m looking for an online site that is useful, accurate and use able. I know that some sites will give you reports that aren’t even used.I want a site that will give me used credit reports. The reports that creditors, loan people and all those people use. O yeah and i dont wanna have to pay out the ***. I just wanna be able to check my score throughout the year.””
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Trying to get an auto loan?
Ive got a 2003 Kia Optima and I’m thinking about trading it in for a little bit newer Jeep Grand Cherokee. The blue book value on my current vehicle is 3800 and the one I’m wanting is about 18000. I recently though applied for a personal loan for 5000 from my bank but my length of credit history is too short. I dont have bad credit. My credit score is 714 and I have 6 hard inquiries. Some that are a few years old and some that are recent. Would my best option be to have a co-signer because I’m afraid that if I try to apply for an auto loan I’ll get turned down again?
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I need money fast for christmas gifts for friends! (im a teen!)?
I am a teenager wanting to buy 6 of her friends nice christmas presents. But i only have 30 dollers and my mom says i have to buy them with my own money. 30 is not enough. What are fast easy ways I can make money? I am already helping around the house.
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Bankruptcy questionCan someone file for bankruptcy who is not a homeowner and does not have credit cards?
tell me what you know about this Title 11 US Code, as Federal law.””
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Does checking your credit score lower your credit score?

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Is this Bankruptcy Fraud? (or other type of fraud)?
A family claims bankruptcy not once, but twice. Sells 1st house on short sale. A relative buys them a different house, then transfers house title to their name after second bankruptcy is cleared. Doesnt this sound like some form of fraud?””
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“”My credit score is 611, and I have pd all debt..how can I get approved for a home loan?””
I recentley recieved my score from a financial institution that I applied at, 611. I have already cleared all debt from my report, how can I imporve my score so that I can qualify for the best home loan?””
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When a person in California files for chapter 7 bankruptcy do the creditors come and take your posessions?
If the creditor is a credit card and the purchases were not anything tangible except for clothing can they come and take your clothing or anything else you own like your only vehicle that you need to get to work and back?
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Astrive loan?
I am thinking about getting a loan but I am wondering will it affect the loan that I am already getting through the school it will be a personal loan that will come to me or does that makes a difference
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“”What Are Some National Fiscal Policies That Can Affect Mortgage Rates, Housing Star like to ask?

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“”My CIBIL Score is 729, Do I will get the loan?

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“”If I file Ch 7 Bankruptcy, can I keep my vehicle which still has a balance?

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How long does an online credit card payment take to go through?
So I have Citibank and I just paid my first credit card bill since I maxed out the card last month. I made a online payment a few hours ago and it says processing payment”””” does anyone know how long this takes to go through?””””””
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What site will give me a free look at my credit rating?
yea music lady ive seen the commercials…ive also seen their web site and they only give ya the report if you sign up for a monthly gig with em, baby.””
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Credit Card verification for cam site?
Whenever you go on some webcam sites they ask for credit card verification to prove age and gender etc, but will this result in charges to the card? I have an empty debit card which I’m not going to use for a while, is this a possible solution or will it result in an overdraft for the card or something? Thanks””
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Can anyone get a home loan?
I have no debt at all and my income is decent. I have been working and progressing in my current job for awhile now. As for credit, the only thing I have tried for was credit cards including retail and they have all been denied due to the fact that I have no credit. My only mistake so far seems, that I paid my car in full rather than making payments just so I could get a credit started.””
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Where can I get a credit card if I have bad credit?
Can I still get a credit card secured or unsecured if i have bad credit? How can I improve my credit?
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Can I go back to college after failing classes and having owed money?
Long story short, 2 years ago I stopped going to college during the semester and failed all 5 classes I was taking in my second semester. This is after being in probation from my first semester. My financial aid was reversed and I owed $1700, which I failed to pay and it got sent to NCO (collection agency). I paid it all in full and now I am more mature and realize I need to go back to school. I logged into my college and my status is on hold with advisement required. I have no excuse for failing, but now I want to try again and make it work this time. It’s a state university. I would LOVE to go back to this school more than anything in the world now, I don’t want to go to a community college, but I guess if I have too I will. Thanks for looking””
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Is it hard to get a best buy credit card?
Forgot to add I’m also 18yrs old with no credit history.
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Do i need to put student loans on my auto loan application while I’m still in school?
I’m in college and am paying tuition mostly with student loans, but I don’t start paying them off until I graduate. Do I need to list these loans on my auto loan application where it asks for what you owe””””?””””””
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“Where can i get a credit report that’s Absolutely FREE no credit card needed?

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks


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How long do you need to be employed to qualify for an auto loan?
I’m currently working part-time at my job (been there for nearly 6 months)… and now I’m keeping the same job, but i’ll be starting full-time in September. I’m a college student, and my credit is a little below average, but I do have a co-signer with average credit. I have about $200 a month to pay on a few credit cards, but I have no bills apart from that. Will it be feasible for me to get an auto loan for around $15,000?””
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I have bad credit and need an auto loan! Where can I go?

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Can I get a bad credit auto loan? Interest rate?
So a few years ago, I got myself in too deep on credit and car loans. I ended up defaulting on 2 credit cards and turning the car in, thus reducing the auto loan into a personal loan. I then defaulted on the personal loan a few months later. Now, I’ve graduated college and I’m making about 45k per year as a single adult and I have almost no bills. Also, I’ve payed off all my debts as of last month and now I’m looking to rebuild. Will I be eligible for at least a subprime loan?””
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Concessional Housing Loan given by company and Perquisite Value of interest?
I have availed Concessional Housing Loan given by my company at 5.25% interest rate. Now consider this: FY 2007–08 Perquisite Value of entire interest as per 12BA = Rs 31051/- Amount paid by the employee (me) = Rs 15164/- Amount of taxable perquisite = Rs 15887/- This portion of the interest (Rs 15887/-) is paid by the company on my behalf and I have paid 30% tax on Rs 15887/- as it is assumed to be my indirect income. But u/s 24(b) i.e. Loss from House Property, I get benefit on only Rs 15164/- and not on Rs 31051/- Why? In my Form 16 the company has shown eligible amount for deduction u/s 24(b) = Rs 15164/- and calculated TDS accordingly. According to me the eligible amount for deduction u/s 24(b) should have been Rs 31051/- i.e. the perquisite value of interest should have been added 1st in 12BA and then should have been subtracted u/s 24(b). The same thing applies for accrued interest on NSCs, which is added to income as other sources and then deducted u/s 80C as assumed reinvested in NSCs. Please advice.””
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Bankruptcy and your stocks?
If I own stocks from a company and they become bankrupt and was sold to another company, what will happen to my stocks?””
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Is rabies considered armed and dangerous? rate the degree of damage caused?
thanks alot!
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Probability question involving the normal distribution of credit card interest rates?
Because of the relatively high interest rates, most consumers attempt to pay off their credit card bills promptly. However, this is not always possible. An analysis of the amount of interest paid monthly by a bank’s Visa cardholders reveals that the amount is normally distributed with a mean of 27 dollars and a standard deviation of 8 dollars. A. What proportion of the bank’s Visa cardholders pay more than 30 dollars in interest? B. What proportion of the bank’s Visa cardholders pay less than 15 dollars in interest? C. What interest payment is exceeded by only 22% of the bank’s Visa cardholders?””
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“”Prepaid credit card or debit card jeddah, Saudi arabia?””
I am wondering if someone can help me here about prepaid credit card, I live in Saudi arabia, I tried to apply in ahli bank but theres alot of waiting for approval, but I need the card now .and I dont want to wait I only Wanna charge it for 500 riyals…its a big headache…so please can someone guide me or tell me about any websites that could be of help to me…or easier applications for different banks in jeddah. thanks alot in advance.””
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Is this a good auto loan trade decision?
My spouse took out a car loan 2 years ago. With horrible credit, the interest rate on the loan was 12%! I am a co-signer. Right now, the car is KBB valued at 14K, and the payoff is 19K. I want to buy a new house in the next two years, and I don’t want to be paying 510 per month on this car, like I do now when I do buy a house. I understand fully that I am upside down”””” in my loan….it happens all the time””
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How much does it cost to file chapter 7 bankruptcy in the state of california?
about how much does it cost to file ch. 7 bankruptcy in the state of california… does it depend on the debts i have enmassed???
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Bankruptcy…Help can i buy something just b4 declaring bankruptcy?
I did have the money 2 pay back when i took out the credit.. things have now changed and i am struggling to pay! I have been unwell, left single with a son to bring up had to move into a rented house. And i want talking about spending a lot of money i need a hoover if you must know and cant afford one… on and even though i am unwell with cancer i am still working to pay my way in the world so dont tell me to stop spending and pay my bills””
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Bad Credit Auto Loans?
Where’s a good place to get an auto loan if your credits not so good?
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Do either Equifax or Transunion provide free credit reports?
Hi, Equifax Canada provides a form to retrieve your credit score found here: http://canadian-creditreport.com/equifax_credit_report_request.pdf Nowhere does it state a price for such services rendered. Does this mean it is free? Or does this application simply provide them proof of identity, then going ahead from there means dispensing a fee? Thanks very much, Chuck””
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Filing for taxes after bankruptcy chapter 7.?
I filed chapter 7 bankruptcy on November 16th of 2009. I just went to court on January 11th, 2010. Is there anything special I need to do before I file? I worked a couple jobs last year, 1 for 9 months and the other 3 months, random jobs. I was reading online that some items included in the bankruptcy may be taxable? How is this possible, if the item isn’t owed or if it was a car, taxes weren’t paid but weren’t fully charged, right? I understand on credit cards, if I purchase things they are taxed and the taxes are included on the charges made to the credit card, which I didn’t pay, of course, since I filed bankruptcy. I don’t really know what to exactly do, will turbo tax do it or do I need to hire a specialist? Thanks!””
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FREE WEBSITE TO GET ALL 3 CREDIT REPORTS?
I NEED TO RUN ALL THREE CREDIT REPORTS AND I KNOW THAT THERE IS A WEBSITE THAT GIVES THEM FREE..HELP PLEASE THANKS
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When you pay off all your debts does your credit rating go back to normal?
I am just wondering how credit ratings work, and if you payed of your debts does it go back to normal? Help would be much appreciated.””
“Where can i get a credit report that’s Absolutely FREE no credit card needed?

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks


“”I have a simple interest auto loan, need help?””
I just found out I have a simple interest auto loan instead of a compounding interest. The difference is that, no matter how low my balance becomes, I will have to pay $9.52 in interest DAILY until my loan is paid off. This is much different than compound interest where as my balance goes down so does my interest accrued. I feel so bamboozled that I didnt realize this when we signed the loan documents. My auto loan is through santander consumer, I owe $16900 on my 2008 jeep patriot and I have been paying on it for 1 year now and my payments are $440 a month. What are my options? I know I cant refinance because I am very upside down. :( But do I have any other options? I am thinking the only thing I can do is make double payments until my vehicle no longer has negative equity. And then maybe I can trade it in, etc. Please advise.””
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Can someone please explain interest rates for cars?
People. I’m asking how to calculate interest. Literally. How? I already know that if you have bad credit then the interest is high. Im not talking about this. I would like to know HOW to calculate interest. Thanks.
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What does a credit plus score of 9002 mean?
I got a little paranoid because my estranged mother has all of my siblings and mine ss numbers. She used them to get credit cards and numerous other things in our names. My sister tried to buy a car and get a loan from the bank, but couldn’t because her credit was so bad. I’m just curious because I’m looking at apartments right now and if they do a credit check and I’m not approved I may have to put my mother in jail for fraud.””
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Where is the best spot to fish along the tittabawassee river?

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Debt Consolidation through Pentagon Federal Credit Union?
I want to consolidate two bills that equal the amount of 2200. Furniture Bill and a Macys Card,. I will be going through Pentagon Federal Credit Union. Will this look bad on my credit report? The Macys Card is on my Credit Report. Its a revolving account, so will it say closed, 0 balance, or bankrupt!! Thanks!!””
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Anyone know about free credit reports?
i have been looking at all the sites i can find for a free credit report and all of them ask for a credit card. i dont want to be bothered with trying to remember to cancel within 30 days…i even tried https://www.annualcreditreport.com but once i get to the main screen and put in all my info i have to click on one of the reporting agencies and it wants a credit card number!! :P anyone know why or how i can get around this?!? Thanks!
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Does Getting Your Own Credit Report Hurt Credit Score?
I want to get my free annual credit report but I don’t want it to affect my credit score. I heard that any credit report inquiry can lower your credit score.
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Anyone have a Discover student card?
Trying to decide if i want to apply for one, they sent me some offer in the mail…?””
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Can i transfer an auto loan to the navy bank?
im planning on buying a car, maybe before i leave for basic, so that i can start making payments before i leave and then while im in basic itll still be getting paid for with money i have saved. but if i get it now the loan will have to be through my current employers credit union. do you think i could transfer it to the navy bank when i get out of basic? and before people say you might not make it through basic, i will, or if i dont i can always go back to my current job. so im not worried about not being able to pay for it if i dont finish joining.””
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What is the best and easiest way to fix your credit report?

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Chapter 13 versus Chapter 7 bankruptcy?
Why do we need to file both it does not make sense Chapter 13 says you can keep your stuff Chapter 7 say you liquidate it all.I am trying to make sense of this.Do I have to file both?
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How much do lawyers charge to file chapter 7 bankruptcy In NYC?

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How long does it take for a new auto loan to be added to my credit report?
It would be financed thru a pre-approved loan from my bank, not thru the dealership.””
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“”Pay day loans, how do they know?
How do they know if another Business gave you a payday loan? Is there state laws in Florida from keeping a person from getting 2 at a time as long as there not due on same week?
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About Chapter 7 bankruptcy. Does anyone know what’s going on?
My parents filed chapter 7 bankruptcy nearly 2 years ago. They were told by their attorney that all of their bills (medical and credit cards etc.) AND the house we recently moved from would all be paid off. But my mom keeps getting notices in the mail saying she still owes like $190,000 on the other house we moved from. When she called her attorney’s office to question them about this, they told her not to worry about it because it WAS paid off in the bankruptcy (and they acted like my mom was stupid for asking). But now my mom got ANOTHER notice in the mail (this time from the IRS or something) saying the same thing. Why is this happening? When we moved from this other house, we had it for sale for a LONG time. But nobody ever bought it. We did NOT abandon the house like these notices keeps implying. Why are they saying the house wasn’t covered by this chapter 7 bankruptcy, yet my mom’s attorney says it WAS?””
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What is personal bankruptcy?

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Best Place For An Auto Loan?
I’m looking to get an auto loan for $3800. My credit score is 651 because I’ve never really paid any bills or anything like that before. I am a college student a work part time. Where is the best place for me to apply for a loan?
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My credit score is 638. Is that good?

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What Is A Payday Loan Or Cash Advance Loan?
Can any1 explain it to me?
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What are the primary and co-borrower options on an auto loan (in Texas)?
My best friend (who is now my boyfriend) is in a conundrum of sorts. In his last relationship (in which he was engaged) they bought a car together. Her credit was not (and from what I understand is still not) good enough to get a new car financed without a terrible interest rate so he was the primary borrower (large income, great credit) and she became the co-borrower. Here we are about 1.5–2 years into the 6 year note (I believe) and she has been constantly late paying for her car. Right now it’s about 3 months late (and has been that late before) which I believe is in repossession territory. What are his options? She wouldn’t agree to have it financed in her name alone because the interest would make her payment sky-rocket. He won’t pay it himself (even though he did in the past after they first broke up) for reasons I don’t know. What I’m looking for are his rights”””” and what action he can take. My suggestion is for him to pay for it””
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#repost

“Where can i get a credit report that’s Absolutely FREE no credit card needed?

i know of all the credit report websites and they all claim to be free but then you need a credit card to even get through i’ve been a victim of Identity theft and seriously need help. thanks

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