Everything You Need to Know About HDFC ERGO Travel Insurance

Insurance Benefits
Aug 31, 2018 · 2 min read

Travelling brings experience, travelling gives peace of mind, travelling implores you to explore the unknown. Life is not meant to stay in one place. So travel as much as you can, it relaxes both your body and soul. But as you travel overseas with your family of friends, you must make sure that you are protected throughout the entire course of your trip. God forbid, if you face any unforeseen circumstance such as a medical emergency, then you will be left totally unprotected in a foreign country given that the cost of healthcare overseas is so much higher than it is in India. So, before you travel abroad, you must make sure that you and your travelling companions are protected with the best travel insurance policy in India.

The travel insurance policies from HDFC ERGO are mainly designed to offer you extensive protection against a number of travel related contingencies such as passport loss, loss of luggage, baggage delay, medical checkup in case of a medical emergency etc and many more.

HDFC ERGO Travel Insurance Coverage

HDFC ERGO offers the following coverage under their travel insurance plans:

  • Covers Emergency Medical Expenses: The expenses incurred from outpatient and in-patient treatments, therapies, medical aid, diagnostic tests, etc. due to accident or illness is covered under the HDFC ERGO travel insurance policy.
  • Personal Accident: HDFC ERGO travel insurance online pays for the medical expenses in case of accidental death or permanent total disability.
  • Flight Delays: One of the most common scenarios during international travel is the delay in flights or rescheduling of flight. HDFC ERGO travel insurance reimburses the amount spent on purchase of meals, refreshments etc. in case the aircraft is delayed for more than 6 hours, subject to submission of bills.
  • Covers Total Loss of Baggage & Personal Documents: HDFC ERO travel insurance online offers coverage in case of lost baggage or loss of personal documents such as passport and other relevant documents.
  • Covers Delay of Checked Baggage: Travel insurance policies from HDFC ERGO General Insurance Company offers compensation for reasonable expenses incurred for the purchase of clothing, toiletries and medication in case of the delay of checked-in baggage for more than 12 hours.
  • Personal Liability: HDFC ERGO travel insurance offers compensation against to the third party against any damage that results from death, injury or damage to health or property caused involuntarily by the insured.
  • Other Benefits: Apart from the above discussed HDFC ERGO travel insurance coverage, you are also offered some other benefits such as Hospital Cash, Personal Accident(Common Carrier), Medical Evacuation, Emergency Dental Treatment, Loss of Checked Baggage, Repatriation, Hijack Distress Allowance, Financial Emergency Assistance and Contingency Travel Benefit

So before you set foot in an unknown land or even before you plan your trip abroad, make sure you have an ample travel insurance coverage to back you up in any unforeseen circumstance that you could face. Buying travel insurance from HDFC ERGO General Insurance is too easy. You can get instant HDFC ERGO travel insurance quote online by simply visiting the official online portal of the company effortlessly.

Insurance Benefits

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