Can You Collect Social Security Retirement Benefits and Disability Benefits At The Same Time

Today we are answering the common question if you can collect both Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

The Social Security Administration manages both programs, with SSDI offering benefits to individuals with qualifying disabilities regardless of their financial situation, while SSI acts as a safety net for older, disabled, or blind individuals with low incomes and limited assets.

There is potential eligibility for both benefits by meeting Social Security’s definition of disability, indicating a medical condition preventing substantial work for at least a year.

Receiving SSDI may impact your monthly SSI payment, as SSI considers financial need, and Social Security may adjust payments based on income from various sources.

You may consider both benefits by supplementing a low SSDI payment with SSI or accessing automatic enrollment in Medicaid in many states.

To learn more, go to www.aarp.org/retirement/social-security/