Ok blockheads when you take a job at piece arrow Corp they put you in the plan and pay a monthly premium for your coverage. Ostensibly they are reducing your salary by that commensurate amount. In other words, no matter how healthy you may consider yourself to be….you are forced to buy the insurance so the general cost for the group stays lower. It’s an invisible mandate on you the individual. Obama Care is the same thing but the buyers are a more rag tag group and the group is heavy with sick people. Don’t repeal Obamacare repeal private employer health insurance. That’s what makes Obamacare expensive. All the healthy people are outside of the system. It’s not fair.