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InventureX has used their expertise to positively affect hundreds of companies. It’s with this experience…
Debt is not always bad. It just depends on how you use it. In fact, you can leverage borrowed money to your advantage and call it good debt. I have been in the financial industry for years and I want to share some insights to people who want use debt to their advantage.
How Debt Becomes Good
Borrowing money for the sake of making money is an integral strategy for asset management. Getting a home mortgage is a good example. Depending on the current economic conditions, buying real estate property is a smart investment. …
Every single person who buys a home hopes that they will one day be able to sell it for a lot more. A home that appreciates well is going to lead to a lot of wealth down the road. Unfortunately, it is not always easy to identify houses that will appreciate quickly.
Many people ask me, Jacques Poujade, how to find homes that will appreciate. While there is no exact science, there are three things I look out for that usually help me identify certain opportunities.
Stress location above everything else
Just about everyone has heard about the importance of…
Cryptocurrency, for a lot of people, is still a pretty foreign topic. I must admit that just a few years ago, I, Jacques Poujade, knew very little about cryptocurrency in general. Things evolve, and it is becoming more and more mainstream to not only talk about it, but use it to make actual payments.
At Lend Plus, we made the decision to be one of the very first companies ever to allow people to pay their mortgage with cryptocurrency. What are the actual advantages to paying in this way? Here are a few things to keep in mind.
Even though I spent a lot of time working, there is definitely a need for some rest and relaxation from time to time. That is why I am a personal fan of finding some great outdoor oases all around the world.
Thanks to getting the opportunity to travel, I have been able to take in some pretty great places. Here are the four that stand out to me the most.
This oasis in Southwest in Peru seems like something out of a movie. It has a lot of history and natural beauty, and it is stuck right in the…
To a lot of people who like spending time in the water, adding a swimming pool to a home seems like one of the coolest features ever. They are more common in warmer climates for obvious reasons, but even some houses in the north have pools.
As great as they are, does a pool increase home resale value? It’s not simply a yes or no question, as there are quite a few factors to consider.
Why adding a pool makes sense
Personal safety should be a priority for everyone, no matter their gender. While most people feel safe in their own home, outside the home is less predictable. Safety is an important consideration for all, but especially for those who work alone, meet strangers for work reasons, or travel considerably, such as real estate agents. While some individuals choose to carry weapons, some do not feel well trained enough to do so, or have ethical conflicts about firearms. A perfect solution to this dilemma is Siren Guard, an affordable protection for real estate agents.
By now, just about everyone is familiar with AirBnB. The company allows a person to rent out their home on a nightly or weekly basis to make a little bit of extra money. It is a great resource for not only homeowners, but travelers looking to save a little bit of money as well.
Without question, there is money to be made with a short term rental. The question is, should a person actually sign up to be host on AirBnB for their house? Here are some pros and cons to consider before getting into it.
Just about every person…
The tax filing deadline is just around the corner. With the sweeping changes due to tax reforms instituted by the U.S. Congress, you may be confused about which mortgage and tax write offs you may still be able to include on your 2018 tax return. Here is what you need to know when preparing this year’s return.
Although most homeowners don’t look forward to paying their mortgage every month, the interest that you incur during the year is still eligible for deduction on your 2018 income taxes. Your loan, however, must meet certain requirements for it to be eligible for…
Private mortgage insurance (PMI) is something that you might have to purchase, when you receive a traditional home loan. If you are purchasing a house, lenders need this insurance in conjunction with a traditional loan, as a safeguard in case your property is foreclosed. PMI covers the lender for part of the balance if the property is foreclosed and sold for below the outstanding mortgage amount.
Normally you will require mortgage insurance if the downpayment you make on your home is under twenty percent of its’ selling price. Also, mortgage insurance is necessary with US Department of Agriculture (USDA) and…