How long does it take to go through a chapter 7 bankruptcy from the start to finish?

How long does it take to go through a chapter 7 bankruptcy from the start to finish?

Answer : I might suggest one to visit this web site where you can get from different companies: https://tinyurl.com/y3wrzhjt .

Related :


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“”
 Should I get an auto loan or personal loan for car?
 I am planning on purchasing a car for about $3700 and have $3000 saved already. I would like to get a loan for $1000 to cover the remainder. I applied for an auto loan with a credit union and learned that they would make the loan amount payable to the payee and need the VIN number and mileage and all relevant information about the car. I have a few different cars in mind, therefore I’m thinking that I should get a personal loan. When you get an auto loan, do all banks ask for the vehicle information? In my case, should I just get a personal loan since I’m not sure yet? Thanks””
“”
 Open a credit card in your child’s name and social security number?
 I was reading that your credit score greatly depends on the length of time you have had credit and that an account opened for 30 years or longer is key to getting you into the 800s. What do you think about opening a credit card in your baby’s social security number so he/she will have a good start on the credit score when he/she is ready down the road. Is it even possible and is it too crazy to consider?
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 “”How do I find a loan shark in san jose, ca?
 
“”
 Truth regarding online auto loans?
 Is it true I can get an auto loan while applying online? I would love to just go to a website, get the info and then go on about my business. If there is one where do I go?””
“”
 What should i do about auto loan?
 i applied for auto loan with beneficial and capital one. both denied. I was approve through roadloans up to $25000 @13.34% no down payment. My scores are between 630–640. Every car I’m interested in is around 18000–23000. should i try some where else? I’ve banked with BofA for 4 yrs..should i try them? Recently joined a credit union just have a secured card with them..should i try them?
“”
 What are the chances of getting an Auto Loan from a credit union?
 Hi I am really in need of transportation and was wondering if a Credit Union would be the best way to go for an auto loan. I am 19 years old and don’t have the most established credit but all I am looking for is $4,500 and I will have $1,000 for a down payment. Does anyone even offer auto loans that small or would I have to look into a different kind of loan? Thank You.””
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 “”Can I get a home improvement loan in detroit, michigan?””
 Ok I filed bankruptcy about 3 years ago, but at the time that didn’t prevent me from refinancing, though I probably could have gotten more money to refinance had I waited a few months longer. Anyhow I own like 50k on a mortage and want to relocate. I figure the best choice is to rent my home, but it still needs more repairs, like a new door, windows, steps etc. Are there any grants or programs I qualify for? Should I refinance again? I have enough debt as it , but I suppose if I’m putting it into the house and someone else is paying the rent then thats ok, but i dont want to hike up my rent much more. Would much prefer a grant or Government fixing program. i don’t want to get zapped with finance charges either. I’m a first year teacher if that helps.””
“”
 What home loan is better? ?
 wewt, never knew people would respond so quickly to my question… i mean its 12:47 a.m now XD, thank you for the answers =]. SO I WAS RIGHT ABOUT THE 5 YEA LOAN xO””
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 “”I have between $8k and $11k in credit card debt, what can I do?””
 I have 3 credit card, each with under $4500.00 on them and I know that at least 2 of them have been sold to debt collectors. what does that mean? and Can I be sued over that amount? and the cards are just about 1yr behind. Im 26 and living with my parents and have had a full time job for the past 7yrs but they have cut my hours at work and I live paycheck to paycheck usually with under $10 in my account and I don’t eat out and use no money except for necessities, is there anything I can do to get debt free?””
“”
 Can anyone here recommend a GOOD bankruptcy lawyer in the central florida area?
 Can anyone here recommend a GOOD bankruptcy lawyer in the central florida area?
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“”
 I have an auto loan with a finance company that I have been paying for 4 years?
 I have an auto loan with a finance company that I have been paying for 4 years on the note they added several personal items.well about 4 months ago I lost my job and wasnt able to keep paying the payments I pretty much lost everything I own.now I had to move in with some family.The finance company repoed the car yesterday that was to be expected.Now they are demanding the other personal Items most of it I no longer have.things like a T.V. that broke and I threw it away and a lap top computer that got a glass of water spilt on it 2 years ago that I gave away.Now they said they would be here with the sheriffs dep.monday morrning with a FI FA. but I have almost nothing and have not been served with any papers to go to court .what do I do now I cant afford to file Bankrupt I have no job at the time
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“”
 How do I get my name off an auto loan after a divorce?
 I just got Divorced and my ex-wife was awarded one of the vehicles and is also been told she is responsible for 100% of the auto loan debt. How do I go about getting my name off the auto loan? Can I just call Capitol One Bank and tell them I am now divorced and she is responsible to take me off the loan?
“”
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“”
 How do I get a Payday Loan?
 Where can I get a payday loans for bad credit? I live in the USA. Where can I get a payday loan? They are also known as cash advance payday loan I am told. I need money with 24 hour and understand there are high interest rates, so no need to warn me.””
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 3000 dollar car loan….no credit history but i have a full time job and is very capable of paying the loan off????
 I’m 20 years old by the way with no credit history I am very capable of paying back a small loan of 3000 dollars
“”
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“”
 What is the average credit score?
 My credit score is Equifax 693,Experian 719,Transunion 715…How is this?…Is this good?…””
“”
 Bankruptcy and Tax returns?
 I filed in June 2007 and am automatically discharged March 2008. My trustee says he needs to file my 2007 tax return and takes any refund. I don’t get much as I’m self employed. Will I get to do my own 2008 return even though I was in bankruptcy from January to March? Also, how can me and DH do seperate returns as you need to know the spouses income, etc. for each others returns. PLUS I know my accountant will be much better at getting me all my self employment deductions over the trustee.””
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 “”Help,I need a $1500 loan to pay off payday loans.Anyone know a legite loan company?””
 It would have to be an unsecured loan for bad credit.Due to trying to get by”””” I have found myself stuck in the payday/cash advance rutt and I want out!Has anyone out there ever been stuck in the same position?Any suggestions would be appriciated!!!!!!!””””””
“How long does it take to go through a chapter 7 bankruptcy from the start to finish?


 Paying down payment with a credit card.?
 I’m about to buy a new car. I was wondering if most dealers would let you put the down payment on a credit card? I know I’ll probably have to pay the 2 or 3% fee the credit card companies charge. I would get a lot of points if I use my card for such a large purchase and it would be paid off within 30 days so it wouldn’’t cost me any finance charges.
“”
 “”Credit score of 644, is it ok to get a mortgage?
 
“”
 Where can I receive a real FREE credit report?
 I don’t know what my beacon score is and I’m trying to retreive a FREE credit report. Is there anyone out there who can help me?
“”
 I want a $1000 payday loan now?
 how can i get ? any good site to get ..advise plz
“”
 What are my chances of getting an auto loan from my bank?
 I’m looking to get a loan for around $10,000 from my bank as opposed to financing through a dealership. I have good credit but not much credit history, and I’ve never taken out a loan or financed anything before…I have always paid in full for the things I’ve bought with money I had saved up (including previous cars). I am 23 years old (male) and make $2100+ monthly…I have worked full time at the same job for the past 5 years. Is it possible for me to get a loan for this month? Would I have a crazy interest rate? Would I need a cosigner? Help is appreciated.””
“”
 Can i get a no credit/ poor credit auto loan with 1 month employment?
 i just got a new job, can i get a no credit/ poor credit auto loan after working for a month i have $1000 down payment. the loan is no more the $13,000 do they actually call your job when you put down your work number?””
“”
 Best Mortgage Company for VA loans? Any Help?
 Never dealt with a mortgage before, was wondering if there are any larger banks better at dealing with VA loans than others? Thanks for any help!””
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“”
 How can i get all my moms credit cards payments in one bill?
 My mom is having problems keeping up with her credit card payments. She wants to put it all in one bill but she does not want consolidation, bankruptcy or refinancing the house anything other this 3 options.””
“”
 Cash back from credit card in actual cash?
 I know that when I pay with a credit card at Giant, I’m given an option that says Cash Back?””””. I never clicked Yes before””
“”
 WARNING!!! Read this if you are about to get online loan!?
 Okay never get a loan from ANYONE that makes you pay an upfront fee before you get a loan!! I did that and I got scammed!! this guy goes around with multiple e-mails and says he’ll give you a loan for little interest. He’s fake. He goes by Donald George. I bet he has other e-mails. again DO NOT GET AN ONLINE LOAN FROM ANY E-MAIL ADDRESS FROM YAHOO. THEY ARE ALL FAKE!!
“”
 What is the largest consumer bankruptcy firm in the u.s.?
 
“”
 Is my credit good enough to get a car loan?
 I am a 20 year old male, and I have been working at my job (which happens to be my first, and only job) for 2 years and 6 months. I make $10.92/hr. and gross and average of about $1,100/month. I am interested in buying my own car, but cannot do so without a loan. I would be looking for a loan in the area of $7-$15,000. I live at home, no mortgage or rent, and I have had a credit card with a limit of $500 for more than 2 years now. I just checked my TransUnion credit report and found that I was late with one payment in January of this year, but as of now my balance is at 0, and the account is once again in good standing. Would it be possible to get a loan under these conditions, and if so, where would I be better off applying? A bank, credit union, dealer, etc… I cannot use my parents as co-signers because they do not have great credit. If you need any further detail, I would be happy to add. Thank you!””
“”
 How should I handle my auto loan. Pay off or Keep Making Payments?
 Is it better to payoff my auto loan now. I owe about 8k$ on it, pay 297$ a month with 7% interest. I have about 41 payments left and started the 60 month loan on 12/03/07. I have the money to pay it off if I need to. Any comments or suggestions. Thanks! Jeep Wrangler 2004.””
“”
 Where should I get an auto loan?
 I currently have an auto loan through Wells Fargo which I got from the dealership over a year ago for a used car. It was my first loan, I’m a college student, I had no credit, so my interest rate is 17%. I’m thinking of buying a new car but I’m not sure whether to go through them again or go to my bank and maybe get a lower interest rate. My bank is Key, I’ve had a checking account with them for about 3 years now, but my credit card and savings account are only about 4–5 months old. My credit score is about 680 if that helps as well. I’d pay off the first car loan first of course. Also, any advice on it will help. I’m looking to buy a new one. Thanks””
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 “”I need a loan of 2,000 dollars what bank would you reccommend?
 i have bad credit and don’t have a co-signer. i only work one job. i make good money but not good enough to do to many extras.
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 Are large local banks less likely to give great mortgage rates to borrows with great credit scores?
 I’ve been shopping for a low interest rate (30 year fixed). I have excellent credit but it doesn’t seem to help me much when I go into large local banks. It seems like they just run the basic numbers to make sure I qualify for a conforming loan. They then tell me their printed rate on their website. My experience with smaller mortgage companies is that they collect more information and they have quoted lower rates. Is this typical?
“”
 Auto loan information?
 hello, i’ve been interested in buying a new vehicle something around 17,000 or so not exactly brand new but new to me i dont have anything bad on my credit but i dont exactly have good credit i have had one personal loan with my credit union and was never late on a payment and paid it off on time so my question is would i be able to get an auto loan through my credit union since i’ve already had one loan or would i need to build up my credit some more before they would give me an auto loan. thanks for the answers””
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 Is 633 a good credit score to get a home loan?
 
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 Bankruptcy vs debt consolidation?
 
“”
 Can I add an unreported car loan to my credit?
 I have been paying $400 per month to a private car dealership lender for over 2 years ontime. How can I have this added to my credit reports?
“”
 “”What happens if you lose your license, you have an auto loan but no insurance because of the loss of license?
 
“”
 “”I stole my best friend credit card, what do i do now?””
 about 2 months ago i stole my best friends credit card one night after a night of drinking. The next morning i realized that i still had the card. thinking that i could get away with it i used it to put gas in my car, and to buy cigarettes. Not thinking i continued to use the card about 10–13 times at various gas stations to fill my tank. About 2 weeks ago the police discovered the tapes from all the various gas stations, becasue my friend and his family reported the stolen card they were able to go into the police station to identity the thief, low and behold it was me…. the, best friend””””. i feel so horrible about this””
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 What is the URL of the site where u can get your free credit report?
 I know that there are lots of scam sites but I want to know the URL if the REAL free website. It has the word annual in it I think.
“How long does it take to go through a chapter 7 bankruptcy from the start to finish?


 How to get loan from ttd trust?
 
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“”
 “”When going thru a bankruptcy, whose responsibility is it to obtain the reaffirmation agreement for a vehicle?””
 Is it the responsibility of the attorney who is representing you, or is it the responsibility of the person going thru bankruptcy?””
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 What site do you go to to get your free annual government issued credit report?
 
“”
 “”Do you think bankruptcy is limited to lower, middle or upper income?
 
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“”
 Getting approved for auto loan?
 I’m 20, and recently lost my job. I live with my fiance and we are expecting our first child. Well, my first car is a 99' Grand Am and it’s starting to completely fall apart, the wheel bearings in the front are starting to go out, TPS failures (shuts off below 1000 RPMs), Heat Exchange Valve leak, Oil Pan leak, Gasket leak, faulty computer, etc. It has 123,350 miles on it, and I’ve done my best to get all the maintenance done to it and now it’s just becoming too much to tackle, and I need a new car. My first question is; should I simply pay to have ALL the work done on this car and keep it? Or should I get another car? My fiance has a job he’s been with for almost 2 years, but no credit built up. I have a good credit score, but no job. If we get married to get the loan, it will interfere with our financial aid for school and we won’t be able to finish our studies. If we could find a car worth 8k/9k and put half down, is there absolutely no way we could approved for a loan for the other half???””
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 College loans and Bankruptcy?
 I plan on going back for the fall 08 semester. I have a major problem. My parents filed bankruptcy in December 07. DOes anyone know if this will help me get more financial aid now? My parents made 1/3 of what they made during my first year. Will this also help me? 2nd question is… Since the aid is probably not going to cover tuition alone where and how do i get loans without a co-signer? Thanks to all who answer
“”
 “”I have a car loan at 14.9% (It was my first car, and I had short credit history). How does this work?””
 If my loan was for roughly 11,000, does this mean I pay 14% of 11,000? Or is interest calculated differently….like after my first payment of x ammount. Whatever is left over is then put at 14% of that?””
“”
 671 credit score home loan?
 My credit score is 671 now, And i would like a 110.000.00 home loan from any bank but am not able to afford much of a down payment, Where would be the best home loan company that i should go for.””
“”
 Anyone try the FREE Fico score trial at the company website?
 That scorewatch program that you enroll in for 10 days at myfico.com for $15 if not cancelled. Well anyone just get their free Fico score then dump the program?
“”
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 Mortgage payment estimate?
 To DJB: The point of yahoo answers to get a large amount of responses and advice from many different people. I am very far from lazy and have done pleanty of research as well as meet with Realtors and brokers. I was hoping to get advice from people in a similar situation and see what they received as their loan terms or get advice. Don’t be so rude.
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 3 months away from a CH 13 bankruptcy discharge…?
 Looking for advice on the aftermath of CH 13 discharge. I’m almost done. Do I need to prepare for any last minute items that might come up?
“”
 “”Can anyone help me with a GMAC Auto Loan? I had a truck fianced thru this crap company, Unfortunately truck?””
 was stolen. My insurance paid a portion of the balance and my gap insurance paid the remaining balance. However since i had two deferred payments on my loan total $2207. Neither would pay this for me, it was my duty to pay for, which i understood. After calling GMAC to make sure they had received both checks from my insurance and GAP and was credited to my account and leaving me with the balance of $2207 the rep from GMAC told that since i had ZERO % intrest that i had alot of time to pay the balance till the end of my contract date 2011. So i figure ok thats great i can make small payments here and there. Well in between this time Ive been in and out of the hospital and having surgery and having iron infusions and not working. Bottom line i havent made any small payments because i thought i had plenty of time. Well i find out they forward my account to collections and now shows off as a charge off. I paid very good through the whole time was late 2 times but always caught it up. I have called and called explained the mix up and no one will work with me. Managers nor supervisors. although it is my responsibility to pay they did misinform me and i trusted them. How do i get this fix. I will pay the balance but want them to change the status on my credit. Does anyone know a compliant number or a higher management name?””
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“”
 Just served with a judgment on a credit card. how will they get me to pay this?
 Short story: we were slapped with a judgment for an equity line for $15000. ( we no longer own the home, the title company failed to close and pay off this account at the time of the sale) How will the bank try to collect? is there a time limit they can try to collect the judgment? Is bankruptcy better than a judgment on your credit report?””
“”
 Should i file for bankruptcy?
 I know how to manage my money, the main reason why i am sinking further into debt is b/c i am not finding another job and the job that i do have keeps cutting my hours every week. Everything was fine until they started cutting my hours. I have been very sick for almost 3 years, but i’m getting better now (thank God) after i graduated from college in ’08, they immediately took me off my mom’s insurance, and that was when i was at my sickest, so i have alot of hospital bills and medicines i put on my own credit cards. The only main thing they can take is my car, the second best possession is my computer, but i paid that off, can they really take my comp? >_<””
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“”
 1. You have seen a credit card advertisement stating that the annual percentage rate is 12 percent. If the cre?
 credit card requires monthly payments, what is the effective annual rate of interest on the loan? 2. Assume you are planning to invest $5,000 each year for six years and will earn 10 percent per year. Determine the future value of this annuity if your first $5,000 is invested at the end of the first year.””
“”
 Where can I get an auto loan to purchase from a private seller?
 I already tried capital one, road loans, eloan. I have new credit, is there any other place I can get a loan from? ***Please, no answers with I can get you loan”””” and a “”””Please contact me at carloan@yahoo.com””””- lol…***””””””
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 Building credit (credit scores)?
 
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 Is this site any good for credit repair information. Alot of people said it works.?
 I may try some of these systems http://www.mintcreditrepair.com
“”
 How can I buy a house lost to bankruptcy?
 I am renting a house that is going to be lost to a bankruptcy. How do I get the first chance to buy it so I don’t have to move out?
“How long does it take to go through a chapter 7 bankruptcy from the start to finish?


 Why are Loan Sharks Illegal?
 It’s not like I’m going to be one or anything but people choose to pay them knowing the rules which means they know that they might end up owing more money. But how is it illegal?
“”
 Why has my credit score went down?
 I bought a car 8 months ago and my credit was at 689. I have defaulted on nothing in the past 8 months. I have even came to term on a personal loan that I took out a few years ago. So today I was going to try to trade in my car and get a different one. When the lot was processing my credit app, they said that my credit was in the low 600’s. That was very alarming. So i signed up for freecreditreport.com, and it reported my credit at 650. What gives??””
“”
 “”What hotels, if any, on the strip in Las Vegas offer military discount rates?
 I am going to Vegas pretty soon and was just wondering if there were any good hotels on the strip that offer a discount rate for military personnel.
“”
 Bankruptcy question?
 My aunt is thinking about filing BK. She is married and her husband owns the house in his name. She is not working and he is working. If she files BK, can they come after her husband’s assets? She doesn’t want her husband to know and wants to keep it confidential. Let’s say she meets all the requirement for BK and files BK, can her husband be out of this BK? That’s her worry. She only wants to file BK on her peronal loans or bad debts in her name only. Thanks so much..””
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 Is 19.5 % a high interest rate for a credit card?
 
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 “”Ok , For Real, where can I get a personal loan for 750 that is NOT a payday loan.?
 My credit score is ( according to Equifax) around 590. I do NOT NOT want a payday loan. Looking to re-establish. I have a few credit cards. Looking for a real site that truly gives second chances
“”
 Of what advantages might be for an animal(frog) to have a different life in which the immature are aquatic and?
 the adults both aquatic and terrestrial
“”
 Should I pay off small medical bills to improve credit?
 Will it help my credit score or credit rating if I pay these medical bills off? Or will it even help?
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“”
 Will filing bankruptcy stop an eviction temporarily?
 This is NOT because of non-payment……..I have a horrible medical condition which disabled me temporarily and we caught up with the $$ but the landlord won’t accept it because rightfully he is scared it will happen again………I DON’T have family and the judgment is already ON MY CREDIT…..I NEED TIME to find a DECENT place that won’t do a credit check!!!!!!! Should my kids and I be placed in a shelter because I can barely walk…..TEMPORARILY???????
“”
 Were can i recieve a loan online for my 1500 dollar tax stimulas payment??
 i recieved the paper in the mail saying when i will get it but we need food and diapers for the baby right now lol. i check through the search engine and find plenty of pay day advance and stuff liek that but having trouble finding tax stimulas. pge will be cutt off monday and so will water on tuesday if i dont get some cash. thanks for any help!
“”
 “”How do you process a Ch. 7 bankruptcy without a 60 day counselling , due to no income to counsel about?””
 Dark Green Money: If I was a horse in AZ , I would hide in the barn on Sunday and go out on Monday, although it does get very hot there.””
“”
 Chapter 7 Bankruptcy Attorney in Florida?
 Can someone recommend a knowledgeable Bankruptcy attorney in Hillsborough, Pasco or Pinellas County? I was told that I may be able to charge-off my income taxes, if they are 7 years old. I have to file a Chapter 7 Bankruptcy as I can’t afford to pay my outstanding bills. My IRS taxes are from 2003 and 2008. The 2008 I only owe about $500. The 2003 I owe over $11,300. I can’t seem to get ahead as I’ve only been paying $25 monthly payment agreement that I made with them in January 2010. I can’t afford to pay any higher, as my income is extremely low. I also have private student loans from a bank, but they are not listed as student loans; they’re listed as private loans. Can I have these private student loans discharged as well? I owe about $100,000 in debt which includes income taxes, federal student loans, and other financial debts.””
“”
 I am looking for a lender who loans funds to those with bad credit and not a payday loan. I want monthly notes?
 My credit is bad and have only been on my job for 3 months. I am trying to borrow $2000.00 to be re-payed in monthly installments. I am not interested in payday loans. If I can get a loan in this amount, it will financially put me back on track. I will be able to afford notes between $150.00 and $200.00 per month.””
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 “”If you have a master card, can you take out a cash advance.?””
 please read before you answer, I posted this once and everyone thought that i wanted to go to a check cashing cash advance place and get money, that is not what i am asking!!! I have a credit card from CITI financial…It is a master card. I want to know if i can call CITI financial creditcard services and ask them if there is some way to get a cash advance from my credit line on the card? do you see what i mean? I want to buy a car, but it is private seller, so i need CASH TO DO IT…will the credit card company or citi bank let me have a cash advance using my credit line on the card. for example: if i had a credit card with a thousand dollar limit and i wanted to buy a car cash for $500 can i call the bank where my card is distributed and ask them if i can have cash or get a cash advance through them thus making the balance on my card 500 dollars? “”
“”
 I’m filing bankruptcy and my Husband is the co-signer on the car. Can they go after him to get the car?
 Should we file together? 
“”
 “”Penalty for Tax Evasion of 7 years, and receives a 1099 every year from employer?””
 My ex has not paid taxes since 2003. He receives a 1099 from his employer every year so there are some records of him making money. If I turn him in for tax evasion what would happen to him? He also works for cash and the only books”””” he keeps on his money making is his checking account””
“”
 “”What does insufficient credit information”””” mean?””””””
 I’ve been trying to get credit cards and keep getting denied and directed to that freeannualcreditreport site. Then that is the message that all 3 of the sites on that site give me. I’m just trying to get a credit card to make sure my credit is alright. My Dad told me to try to get one to see if my credit was good because he thinks my Mom is the devil or something lol. Does this message mean that there is no credit history at all or that something did go wrong? Also, to anyone that has used that anual credit report site: Do they insist that you have a mortgage out? They said our records show that you have a mortgage from 2002"”
“”
 “”What does Name of Depository”””” mean when filling out a Gift Letter for a mortgage?””””””
 I am filling out paperwork for the mortgage company and because my husband has given me some money towards the down-payment I have to fill out a Gift Letter. On the gift letter there is a part where is asks the type of account, account number, name of depository, address of depository, name of donor, address of donor ect… I feel stupid for asking but what do I put for the depository name and address? Is that his bank information or mine? I am guessing mine, no? HELP!!””
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 Chapter 7 Bankruptcy question?
 EDIT: Her debt amount is roughly 30k. That is with medical bills WITHOUT college loans. Her monthly income is about 1200 bucks. Her monthly bills are more than that. That does not include food or gas. I am not looking for a moral lecture. She is doing this. I am trying to help her through it. She has exhausted all other options. 
“”
 Is it actually possible to get a loan instantly with bad credit! I don’t want a payday loan.?
 i don’t care too much about interest at this point. I have applied for 2 before where you have to pay 50 before you even start and i never end up woith the money. can anyone recomend a loan company they have got a successfull loan from with bad credit??
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 How long does it take to build a strong credit history?
 I’m 24 yrs old, and at the beginning of 2007 (between February and April) I became a cosigner on my fiance’s auto loan, and got my first Discover credit card with a $300 limit. Around the middle of 2008 I got an Express Store credit card that started at $250 and just increased to $450-where it will stay and I will not allow it to raise anymore. For the past 5 years I’ve had ALL utilities (cable, electric, gas, etc.) in my name and paid everything on time. All of my credit cards and utility bills have been paid on time and we have NEVER been late on a car payment. Oh yeah, and I only have ONE negative on my credit report for $450 from almost 7 years ago and I will probably only open up one more credit card in the future and that will be it. So, I guess that means I’m on the right track and my score has GREATLY improved it is up to 640–680 and still rising. But my question is: How long will it take for my credit to be considered sufficient credit history”””” as even now it is still considered “”””young”””” credit? And””
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 “”I’m not legally divorced, but how does my husband’s filing for bankruptcy affect me?””
 We’re only separated, but I need to know if that will affect my good credit, specially because I’ve been working really hard on increasing my credit score. Any links and/or info will be greatly appreciated.””
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 Can we get a home loan if one of us is unemployed?
 My Husband and I are looking to buy a home this year. I have great credit; his is averageand and I make decent money, he is currently unemployed . Will we still get approved for a loan? and is it gonig to hurt us if he gets a new job right before the purchase?””
“How long does it take to go through a chapter 7 bankruptcy from the start to finish?