James AustinNew! Pillar 3a Maximum Increase For 2025The Swiss Federal Council has announced new maximum tax deductions for Pillar 3a/3rd Pillar contributions, effective January 1, 2025:Sep 25Sep 25
James AustinTHE SNB JUST DROPPED INTEREST RATES AGAIN — HERE’S WHY IT’S A GREAT TIME TO BUY A PROPERTY IN…Compared to the rest of Europe (and the world), Swiss mortgages are already cheap. Now, they’re getting even cheaper.Jul 19Jul 19
James AustinThe Impact of Declining Birth Rates on Europe’s State Pension SchemesEurope has long been at the forefront of social welfare systems, with state pension schemes forming a crucial component of its social…Jun 6Jun 6
James AustinSwiss National Bank Cuts Interest Rate, Mortgages become more affordableSwiss National Bank Cuts Interest Rate, Mortgages become more affordableMar 21Mar 21
James AustinMaximum contribution to pillar 3a (& pillar 3b) for 2024The maximum contribution to pillar 3a for 2024 is CHF 7’056 for people who pay into a 2nd pillarJan 19Jan 19
James AustinIs a Swiss 2nd Pillar Buyback/Voluntary Purchase Worth It?You could be better off by CHF 20–40,000 by not adding to your 2nd pillarNov 15, 2023Nov 15, 2023
James AustinWHY DID DEFENSIVE FUNDS LOSE SO MUCH OVER THE LAST YEAR?Contrary to the name, defensive funds have lost -15% to -40% over the last 2 years. But why?Nov 15, 2023Nov 15, 2023
James AustinBONDS ARE BACKThe Reasons Why You Should Switch from Inflation-Linked Bonds NowMar 28, 2023Mar 28, 2023
James AustinState Pensions are Ponzi Schemes, and You’ll Be Lucky to Get Your Money BackIn 1889, Germany became the first nation in the world to adopt an old-age social insurance program, designed by Germany’s Chancellor, Otto…Feb 10, 20231Feb 10, 20231
James AustinNew! Pillar 3a Maximum Increase For 2023The Swiss Federal Council has just announced (October 12, 2022) that the maximum permitted tax deduction for Pillar 3a as of 1st January…Oct 13, 2022Oct 13, 2022