This is a failure of belief in God. God has a just in time economy where all wealth is going from one thing to another of need (not the hand of the market). If stored wealth is only in actual properties of use, all other wealth is fluid and going from one need to the next without resistance. One hundred bucks of fluid wealth can cover multiple needs so you do not need structures of one hundred bucks for each need. What exists is fear that needs will not be met (unfaith), which makes hording wealth seem logical & justified at every level. This is Lord of the Flies.