James SpencerLife Insurance -What Do I Need?Life insurance is one of the topics that no one likes to think about. But, there are two major events in life that gets people to…Oct 18, 2017Oct 18, 2017
James SpencerNet Worth vs Net Wealth What's The DifferenceBefore Mrs. Broke Architect and I became focused on becoming financial independence, we only judged our financial success by reviewing our…Sep 19, 2017Sep 19, 2017
James SpencerBudgeting the Foundation of Wealth BuildingOur wealth building plan is set on a very simple document known as a budget. When done correctly and adhered to, our budget allowed us to…Aug 21, 2017Aug 21, 2017
James SpencerWhy Do We Have An Emergency Fund?Growing up I was taught that I should have a credit card available to deal with any emergencies that may occur in life. The 2016 Federal…Jul 25, 2017Jul 25, 2017
James SpencerIs Retiring at 65 Really the Goal?When I was young I was sold the idea that 65 is the age when you retire and start collecting a pension and social security. If I work hard…Jun 27, 2017Jun 27, 2017
James SpencerPaying-Off Debt — Which Strategy Works BestIn my first post, “$80,000 Paid off Twice,” I ask you to track your expenses for a month. Guess what? It has been a month and now you…May 29, 2017May 29, 2017
James SpencerFrom Broken Man to Broke Architect and Life is Good!Before I write a post on the nut and bolt on how we paid off a total of $160,000, I want to discuss the topic of personal growth and mental…May 14, 2017May 14, 2017
James Spencer$80,000 in Debt Paid TwiceNot long after getting married, Mrs. Broke Architect and I sat down to review our newly combined financial situation. What we discovered…Apr 30, 20171Apr 30, 20171