50 Year Mortgages May Be The Dumbest Idea Ever — But The Competition Is Tough!President Trump just proposed 50-year mortgage terms as a way to make housing more affordable.1d ago1d ago
Why We Can’t & Won’t Pay Off Our $38 Trillion Debt; Why The World NEEDS Our DeficitsOur national debt just hit $38 trillion — only two months after we hit $37 trillion!4d agoA response icon74d agoA response icon7
Rates Fell — Delivering 6 Very Important Lessons! Which Bubble Will Pop First?An alarmingly bad “Challenger Job Cuts” surfaced today, and rates fell as a result.5d ago5d ago
Using Liquid Assets To Qualify For Loans (Asset Depletion)Rates climbed again today, and the reason is interesting. I explain more with my rate quote below.6d ago6d ago
How To Get Cash Out Without Paying The Huge Cash-Out CostThis is particularly true for higher loan-to-value ratios and lower credit scores.Nov 3Nov 3
3 Reasons Stock Market Crashes Stimulate Homebuying; Unlocking Mortgage Rate LockdownsI used to dread stock market crashes because they brought homebuying in the San Francisco Bay Area to a standstill.Oct 24A response icon2Oct 24A response icon2
Hoovering Up Sunbelt Rental Properties With DSCR Loans; Bucking The NarrativeGeorge Gammon got very rich by buying up rental properties in droves in 2012. He loves telling the story because it so nicely illuminates…Oct 23A response icon1Oct 23A response icon1
11th-Hour Price Reductions Blow Up Transactions; LSAT Indicator Flashes Warning!A few years ago, I blogged about “Unusual Recession Indicators.” These include increased lipstick sales, falling tip %’s, declining men’s…Oct 22A response icon1Oct 22A response icon1
Conforming Limits Will Likely Jump By 2.36% Woohoo? Or, Uh Oh?Rocket Mortgage recently announced its estimates for the new conforming loan limits for 2026: $825,550 for low-cost areas, and $1,238,500…Oct 20Oct 20
Why You Should Be Happy That Nobody Competes Honestly Or FairlyHer entire source of business was from the State of California, as she was exploiting set-aside rules and relationships she had in the…Oct 17A response icon1Oct 17A response icon1