Most of us in Finance think of ourselves as good decision makers. We didn’t acquire our decision-making abilities overnight, of course, but through years of training, experience and too many failures to remember. Having put in years of work, many of us are now comfortable making daily decisions through a series of mental steps: observing data (including qualitative data), creating mental or actual models, evaluating options and identifying our risk tolerances (determining our “limit order”, essentially).

Now imagine a different you — an artificial you — that can analyze millions of years of life experiences in minutes — without fatigue…


Here are some basic facts about Fuyao Glass America, the subject matter behind “American Factory”, the Netflix-made, Barack and Michelle Obama-produced documentary:

Fuyao Glass America’s parent company — Fuyao Group — is one of the largest automotive glass manufacturers in the world. The group was founded in 1987 by Cao Dewang — “the glass king” — a self-made billionaire who enriched himself by taking advantage of China’s massive industrialization drive that created over 400 billionaires in one generation. The United States is 6 times richer than China on a GDP per capita basis and has about 550 billionaires.

The automotive…


You graduated from a reputable engineering school and a fancy MBA program. Your 20s was a flurry of exciting opportunities, new colleagues, challenging projects. You worked long hours, traveled on business class and busted your once-toned 32-inch waist. You felt the pride of your first 6-figure year-end bonus. You felt the anticipation of when that bonus will have 6 zeroes — that was the 10-year plan and you were on track.

The 30s came. Child rearing took over and kept you busy. Which was just as well because midway through your 30s, you realized you were not among the echelon…


Gage Skidmore

Despite a boost in the polls after the first debate, Kamala Harris has lost momentum. The most recent FiveThirtyEight poll-of-polls places Harris solidly in the second sub-tier within the top tier candidates, ahead of Mayor Buttigieg but behind front runners Biden, Sanders and Warren.


Illustrated by Annette Ding

2018 was the year affirmative action came into the spotlight, again.

In higher education, Harvard University was accused of unlawful racial discrimination, scoring Asian American students lower on “personal” (non-academic, non-extra-curricular) factors, thereby rigging the admissions process against them. The U.S. District Court has not ruled, but in the court of public opinion, Harvard appears to have the upper hand over Asian American plaintiffs, who are backed by an anti-affirmative-action conservative group — not the most popular advocacy group in the current political climate.

In New York City, an ever larger controversy was brewing, as a progressive Mayor and activist…


With Uber and Lyft’s triumphant IPOs (“price to perfection” it seems), the ride-sharing story seems far behind the rear-view mirror. It certainly was for me, until I came across a sharing app that purportedly allows drivers to monetize municipal parking spots.

This app’s business model in a nutshell:

Find a parking spot, log into your app, stay in your spot (let’s hope it’s an electric car if the engine is on), get paid when you relinquish your parking spot to an appreciative driver.

One thing became clear to me. The Ubers and Lyfts of the world are rushing head-on to…


Valentine’s Day in 2019 will be remembered as the day Amazon broke up with New York City, or was it the other way around?

For a strong democratic town like New York, with homogeneous liberal leanings, the Amazon HQ2 fight was unusually divisive, pitting the pro-business wing of the state’s Democratic Party led by Governor Cuomo against shiny new progressives like Alexandria Ocasio-Cortez and Corey Johnson.

It would appear that the progressives won the battle, at an eye-popping economic cost of $27 billion by Governor Cuomo’s estimate.

But a win is a win.

And a win is especially significant when…


*** Spoilers below. Proceed at your own risk. ***

Critics’ reviews of Taraji Henson’s What Men Want have so far been tepid.

Here’s a sample:

New York Post: (Director) Shankman was free to be creative and even a tiny bit profound. But instead of smarts, we get farts.

Los Angeles Times: Henson is a gifted actress…but the film around her is harried, messy and woefully underwritten.

CNN: A mildly pleasant but significantly flawed vehicle.

And the most egregious is this condescending opening paragraph in the New York Times’ review:

What Men Want presumes a lot of things about its viewers…


Amazon’s decision to locate HQ2 — its second global headquarters — in New York City was considered a significant win by many New Yorkers.

Part of the euphoria was psychological. New York’s finance and banking industry, despite record profitability, seemed archaic and flat-footed when compared to the new titans of American industry — Apple, Microsoft, Amazon and Google — all of which were valued at multiples of JP Morgan Chase, the largest financial services firm based in New York.

For a progressive state and city with hundreds of billions of planned capital projects — in transportation, affordable housing, infrastructure, education…


Let’s start with the basics. Who is a millennial? Definitions vary but based on Pew Research, it is anyone born between 1981 and 1996 (ages 23 to 38 in 2019). Here is a refresh of the generational cohorts:

Jay Gho

Family Man. Humanist. Immigrant. Finance/Tech/Policy Nerd. Former Banker/Private Equity.

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