Ultimately, I suggest you avoid debt entirely. It is probably the most soul-crushing invention humanity’s ever come up with — it literally forces people to waste their lives in its service. In today’s gig economy, debt & the life of a journalist — or any writer — is contraindicated.
Hi JB, and welcome to Breakfast at Epiphanie’s!
Mac McCarty

I will keep this in mind Mac McCarty, solid advice. Thanks for the kind words!

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