5 Best Places To Swap XRP To USDC[Instantly]
Are you looking for alternative ways to exchange XRP to USDC and don’t want to create an account at an exchange? In the fast-paced world of cryptocurrencies, swapping your XRP for USDC is now as easy as a few clicks! 🚀 In this guide, we’ve got your back to find the best places to make that swap instantly.
In particular, a direct swap feature allows crypto investors to exchange one cryptocurrency for another directly within their wallets, eliminating the need to transfer funds to an external exchange. This feature streamlines the swapping process, saving time and reducing transaction fees.
For crypto investors, direct swaps offer several advantages:
- Convenience: Swapping directly within the wallet eliminates the need to register for an external exchange, transfer funds, and wait for confirmations.
- Speed: Direct swaps are often faster than traditional exchange-based swaps, as they occur within the user’s own wallet.
- Reduced Fees: Direct swaps can lower transaction fees by eliminating the need for intermediary exchanges.
Finally, let’s explore the best platforms to make your XRP To USDC conversion smooth and lightning-fast! 💱✨
Best Places To Swap XRP To USDC
- ChangeNow(Non-custodial cryptocurrency exchange)
- SwapZone(Online aggregator platform)
- Changelly(Popular non-custodial exchange)
- Atomic Wallet(Multicoin/web3 wallet, with built-in exchange)
- Exodus(Another web3 wallet with exchange feature)
My Top 3 Picks
❗ Remember that you will be swapping XRP for a stablecoin(USDC). Stable coins like USDC can be converted to different ‘blockchain’ variants.
For instance, ChangeNow allows you to swap to:
- USDC(erc20) — USDC(polygon)
- USDC(bsc) — USDC(algo)
- USDC(trx) — USDC(solana)
- USDC(avax c) — USDC(xlm)
- USDC(op) — USDC(arbitrum)
Why is Swapping XRP To USDC Complicated?
Swapping XRP To USDC can be complicated due to the different underlying blockchain technologies and the need to interact with multiple platforms. For instance, USDC was originally created and hosted for Ethereum(ERC-20), a different type of blockchain than Ripple(XRP). As a result, converting XRP for USDC is complicated:
Different Blockchains
XRP and USDC operate on separate blockchains, each with its own unique characteristics. XRP runs on a network that is compatible with the Ripple infrastructure, while Ethereum is a more versatile blockchain that supports decentralized applications (DApps) and smart contracts.
Cross-Chain Swapping
To swap XRP for USDC, you need to bridge between these two distinct blockchains. This involves sending XRP to an exchange that can convert it to USDC and then sending the USDC to a compatible wallet.
Intermediary Exchanges
Due to the different blockchains, direct XRP-to-USDC transactions are not possible. Instead, you need to rely on intermediary exchanges that act as middlemen to facilitate the swap. This adds an extra layer of complexity and potential fees.
Overall Complexity
Swapping XRP for USDC involves understanding different blockchain technologies, utilizing intermediary exchanges, and ensuring accurate address transfers. This can be daunting for less experienced crypto users.
In simpler terms, swapping XRP for USDC is like trying to exchange British pounds for Japanese yen. You need to go through a currency exchange (the intermediary exchange) to convert between the two different currencies (the blockchains). This process adds steps and complexity compared to exchanging currencies within the same country (same blockchain).
Platforms To Swap XRP To USDC
Next, a closer look at the several platforms available to be able to make this cross-chain swap. As mentioned earlier below are the most reliable ones:
ChangeNow
ChangeNow is a non-custodial cryptocurrency exchange that allows users to buy and sell cryptocurrencies without creating an account. This platform supports over 300 cryptocurrencies, including XRP and USDC.
Pros of using ChangeNow:
- Non-custodial exchange: ChangeNow does not require users to create an account, so your funds are always under your control.
- You can earn crypto(cashback policy): Create an account(if you want) and you can earn 0.1% cashback in NOW tokens on every transaction you make.
- Fast and easy to use: ChangeNow is very easy to use, even for beginners.
Cons of using ChangeNow:
- Higher fees: ChangeNow charges higher fees than traditional exchanges(Binance, Coinbase).
- Limited payment methods: ChangeNow does not support all fiat currencies and payment methods.
SwapZone
Swapzone is an aggregator that compares exchange rates from over 350 cryptocurrency exchanges. This allows users to find the best possible exchange rate for the cryptocurrency they want to buy. Swapzone supports over 1,500 cryptocurrencies, including XRP and USDC.
Pros of using Swapzone:
- Best exchange rates: Swapzone compares exchange rates from over 350 cryptocurrency exchanges, so you can always find the best possible exchange rate for the cryptocurrency you want to buy.
- Supports a wide range of cryptocurrencies: It supports over 1,500 cryptocurrencies, including Ripple(XRP) and USDC.
- Non-custodial exchange: Swapzone does not require users to create an account, so your funds are always under your control.
Cons of using Swapzone:
- Limited payment methods: Swapzone does not support all fiat currencies and payment methods.
- More complex to use: Swapzone is more complex to use than some other cryptocurrency exchanges.
Changelly
Another option to swap XRP for USDC is Changelly. Changelly is an instant cryptocurrency exchange that allows one to exchange crypto quickly and buy cryptocurrencies for USD and EUR. The service mechanism searches for the best crypto-to-crypto rates and supports over 130 cryptocurrencies available for exchanging one to another.
The core features you can expect and use are:
- A wide variety of cryptocurrencies, including Ethereum(USDC) and XRP
- 24/7 live customer support
- Competitive trading rates
- Exchange crypto without the need for registration
- Simple and intuitive user interface
- High liquidity with over 2 million visitors daily
Non-custodial Web3 Wallets(Atomic & Exodus)
Yes, you can swap XRP To USDC on wallets like Atomic and Exodus. These wallets offer built-in exchange features that allow you to directly convert between cryptocurrencies within the wallet interface. However, it’s important to note that these swaps can be costly due to the fees charged by the wallets’ integrated exchange partners.
Compared to using a dedicated cryptocurrency exchange, swapping directly through your wallet may incur higher fees and less favorable exchange rates. This is because the integrated exchange partners may have less liquidity and may not offer the same level of competition as a dedicated exchange platform.
While swapping through your wallet may offer convenience, it’s always advisable to compare exchange rates and fees across different platforms to ensure you’re getting the best deal.
Swap XRP To USDC: How Does It Work?
To guide you through this process, here is a simple explanation of how to buy XRP with USDC instantly. Remember that the three platforms mentioned above all have the same simple process.
Before you begin:
- Ensure you have XRP tokens stored in a crypto wallet. This could be Trust Wallet, Ledger Nano, or any other Ripple-compatible wallet.
- Create an Ethereum (USDC) wallet. This could be MetaMask, Trust Wallet, or any other compatible Web3 wallet. Note down(or store safely) the seed phrase associated with this wallet.
Swapping XRP To USDC
Choose a reputable cryptocurrency exchange that supports XRP-to-USDC swaps. Popular options include Changelly, ChangeNow, and SwapZone.
- Access the exchange’s XRP-to-USDC swap page. This is typically found under the “Exchange” or “Swap” tab.
- Select XRP as the “You Send” currency. Enter the amount of XRP you wish to swap.
- Select Ethereum(USDC) as the “You Get” currency. The estimated amount of USDC you will receive will be displayed.
- Enter your Ethereum wallet address in the “You Receive” field. This is where your USDC will be sent after the swap is complete.
- Review the swap details carefully. Once you’ve confirmed the amount of XRP you’re sending, the estimated USDC you’ll receive, and your USDC wallet address, click the “Swap” or “Exchange” button.
- Send the required amount of XRP to the exchange’s XRP deposit address. You’ll find this address on the swap page.
- The conversion to USDC will begin once the exchange has received your XRP. This process typically takes a few minutes.
- Upon completion of the swap, your USDC will be sent to the USDC wallet address you provided. Finally, check your USDC wallet balance to confirm the transaction.
Additional Tips
- Compare exchange rates before choosing a platform. Exchange rates can vary slightly between platforms, so it’s worth shopping around for the best deal.
- Consider transaction fees. Most exchanges charge a small fee for swaps. Ensure you factor this into your calculations before making a trade.
- Always double-check wallet addresses before sending any cryptocurrency. Sending funds to an incorrect address could result in permanent loss.
Finally, following these steps, you can instantly exchange XRP To USDC and expand your cryptocurrency portfolio.
Conclusion: Are Direct Swaps Convenient?
All in all, the platforms mentioned in this article really upgrade the crypto buying experience while remaining in full control over your crypto assets. On top of that, you don’t need to create an account and go through an extensive KYC process.
In short, the buying and swapping of crypto will be like this:
- Limitless exchange: Start from less than $2 and swap as much crypto as you want — there is no upper limit
- DeFi Based: Gain access to decentralized liquidity of Uniswap and Pancakeswap
- Non-custodial: All platforms retain your privacy and guarantee security.
Related: 5 Best Places To Swap XRP for BNB
FAQ — Where To Swap XRP To USDC
Can I Swap USDC To XRP?
Yes, that’s also possible. This guide lists the best platforms to exchange XRP To USDC at the best rates. However, nothing is stopping you from reversing and making the swap go the other way.
Do You Need a Web3 Wallet to be Able to Convert XRP To USDC?
No, that’s not obligated. As mentioned in this guide, you can also use custodial wallets(third-party) on exchanges or a hardware wallet like Ledger Nano.