Where To Swap USDC Stablecoin?[Use Non-Custodial Exchanges]

7 min readMay 12, 2024

Are you looking for alternative ways to exchange stablecoins(USDC) and don’t want to create an account at an exchange? In the fast-paced world of cryptocurrencies, swapping your USDC stablecoin is now as easy as a few clicks! 🚀 In this guide, we’ve got your back to find the best places to make that swap instantly.

In particular, a direct swap feature allows crypto investors to exchange one cryptocurrency for another directly within their wallets, eliminating the need to transfer funds to an external exchange. This feature streamlines the swapping process, saving time and reducing transaction fees.

For crypto investors, direct swaps offer several advantages:

Convenience: Swapping directly within the wallet eliminates the need to register for an external exchange, transfer funds, and wait for confirmations.
Speed: Direct swaps are often faster than traditional exchange-based swaps, as they occur within the user’s own wallet.
Reduced Fees: Direct swaps can lower transaction fees by eliminating the need for intermediary exchanges.

Finally, let’s explore the best platforms to make your USDC crypto conversion smooth and lightning-fast! 💱✨

Best Places To Swap USDC Stablecoin

ChangeNow(Non-custodial cryptocurrency exchange)
SwapZone(Online aggregator platform)
Changelly(Popular non-custodial exchange)
Atomic Wallet(Multicoin/web3 wallet, with built-in exchange)
Exodus(Another web3 wallet with exchange feature)

My Top 3 Picks

✔️ ChangeNow
✔️ SwapZone
✔️ Changelly

❗ Remember that you will be swapping a stablecoin(USDC) as a cross-chain transaction. Stablecoins like USDC can be converted from different ‘blockchain’ variants.

For instance, ChangeNow allows you to swap from:

USDC(eth) — USDC(polygon)
USDC(bsc) — USDC(algo)
USDC(trx) — USDC(solana)
USDC(avax c) — USDC(xlm)
USDC(op) — USDC(arbitrum)
USDC(polkadot) — USDC(kucoin)

In other words, you don’t need USDC on Ethereum to be able to convert USDC to any other crypto. You can swap directly from any other blockchain that supports the USDC token.

What is a Non-Custodial Cryptocurrency Exchange?

Non-custodial cryptocurrency exchanges like ChangeNow and SwapZone are platforms that allow users to buy, sell, and trade cryptocurrencies. Additionally, without having to deposit their funds into the exchange’s custody. This means that users retain full control over their private keys and crypto assets at all times.

Non-custodial cryptocurrency exchanges work by acting as intermediaries between buyers and sellers. When a user places a trade order, the exchange matches the order with another user’s order and facilitates the trade without ever taking possession of the user’s funds.

Overall, they offer a number of advantages over traditional custodial exchanges, including:

Security: Users’ funds are always under their control, which makes non-custodial exchanges less vulnerable to hacks and other security breaches.
Privacy: Non-custodial exchanges typically do not require users to create an account or provide any personal information.

Where To Swap USDC Stablecoin?

Earlier in this guide, I shared a summary of platforms you can use to convert USDC tokens. Additionally, I want to state that you can only use crypto to make the swap to or from the USDC blockchain network.

Next, a more detailed look at every single non-custodial exchange:

ChangeNow

ChangeNow is a non-custodial cryptocurrency exchange that allows users to buy and sell cryptocurrencies without creating an account. This platform supports over 900(+) cryptocurrencies, including stablecoins(USDC).

Pros of using ChangeNow:

Non-custodial exchange: ChangeNow does not require users to create an account, so your funds are always under your control.
You can earn crypto(cashback policy): Create an account(if you want) and you can earn 0.1% cashback in NOW tokens on every transaction you make.
Fast and easy to use: ChangeNow is very easy to use, even for beginners.

Cons of using ChangeNow:

Higher fees: ChangeNow charges higher fees than traditional exchanges(Binance, Coinbase).
Limited payment methods: ChangeNow does not support all fiat currencies and payment methods.

👉 Go To ChangeNow

SwapZone

Swapzone is an aggregator that compares exchange rates from over 350 cryptocurrency exchanges. This allows users to find the best possible exchange rate for the cryptocurrency they want to buy. Swapzone supports over 1,500 cryptocurrencies, including USDC and USDT stablecoins.

Pros of using Swapzone:

Best exchange rates: Swapzone compares exchange rates from over 350 cryptocurrency exchanges, so you can always find the best possible exchange rate for the cryptocurrency you want to buy.
Supports a wide range of cryptocurrencies: It supports over 1,500 cryptocurrencies, including USDT and USDC.
Non-custodial exchange: Swapzone does not require users to create an account, so your funds are always under your control.

Cons of using Swapzone:

Limited payment methods: Swapzone does not support all fiat currencies and payment methods.
More complex to use: Swapzone is more complex to use than some other cryptocurrency exchanges.

👉 Go To SwapZone

Changelly

Another exchange where you can swap stablecoins is Changelly. Changelly is an instant cryptocurrency exchange that allows one to exchange crypto quickly and buy cryptocurrencies for USD and EUR. The service mechanism searches for the best crypto-to-crypto rates and supports over 130 cryptocurrencies available for exchanging one to another.

The core features you can expect and use are:

A wide variety of cryptocurrencies, including USDT and USDC
24/7 live customer support
Competitive trading rates
Exchange crypto without the need for registration
Simple and intuitive user interface
High liquidity with over 2 million visitors daily

👉 Go To Changelly

Non-custodial Web3 Wallets(Atomic & Exodus)

Yes, you can swap stablecoins(USDC) on wallets like Atomic and Exodus. These wallets offer built-in exchange features that allow you to directly convert between cryptocurrencies within the wallet interface. However, it’s important to note that these swaps can be costly due to the fees charged by the wallets’ integrated exchange partners.

Compared to using a dedicated cryptocurrency exchange, swapping directly through your wallet may incur higher fees and less favorable exchange rates. This is because the integrated exchange partners may have less liquidity and may not offer the same level of competition as a dedicated exchange platform.

While swapping through your wallet may offer convenience, it’s always advisable to compare exchange rates and fees across different platforms to ensure you’re getting the best deal.

Swap USDC Stablecoin: How Does It Work?

To guide you through this process, here is a simple explanation of how to swap USDC for USDT with ChangeNow. Remember that the three platforms mentioned above all have the same simple process.

Before you begin:

Ensure you have USDC tokens stored in a crypto wallet. This could be Trust Wallet, Ledger Nano, or any other ERC20-compatible wallet.
Add USDT token to this crypto wallet. This could be Trust Wallet, MetaMask or any other compatible Web3 wallet.

Swapping USDC To USDT

Choose a reputable cryptocurrency exchange that supports USDC-to-USDT swaps. Popular options include Changelly, ChangeNow, and SwapZone.

Access the exchange’s USDC-to-USDT swap page. This is typically found under the “Exchange” or “Swap” tab.
Select USDC as the “You Send” currency. Enter the amount of USDC you wish to swap.
Select USDT as the “You Get” currency. The estimated amount of USDT you will receive will be displayed.
Enter your Tether wallet address in the “You Receive” field. This is where your USDT will be sent after the swap is complete.

Review the swap details carefully. Once you’ve confirmed the amount of USDC you’re sending, the estimated USDT you’ll receive, and your USDT wallet address, click the “Swap” or “Exchange” button.
Send the required amount of USDC to the exchange’s USDC deposit address. You’ll find this address on the swap page.
The conversion to USDT will begin once the exchange has received your USDC. This process typically takes a few minutes.
Upon completion of the swap, your USDT will be sent to the USDT wallet address you provided. Finally, check your USDT wallet balance to confirm the transaction.

Finally, by following these steps, you can instantly exchange your USDT stablecoin for any other crypto token and expand your cryptocurrency portfolio.

Conclusion: Are Direct Swaps Convenient?

All in all, the platforms mentioned in this article really upgrade the crypto buying experience while remaining in full control over your crypto assets. On top of that, you don’t need to create an account and go through an extensive KYC process.

In short, the buying and swapping of crypto will be like this:

Limitless exchange: Start from less than $2 and swap as much crypto as you want — there is no upper limit
DeFi Based: Gain access to decentralized liquidity of Uniswap and Pancakeswap
Non-custodial: All platforms retain your privacy and guarantee security.

FAQ — Swapping USDC Stablecoin

Can I Swap USDT for USDC?

Yes, that’s also possible. This guide lists the best platforms to exchange USDC(stablecoin) at the best rates. However, nothing is stopping you from reversing and making the swap go the other way.

Do You Need a Web3 Wallet to be Able to Convert crypto tokens?

No, that’s not obligated. As mentioned in this guide, you can also use custodial wallets(third-party) on exchanges or a hardware wallet like Ledger Nano.