My First and Probably My Last Editorial
Rants for me are few and far between. I usually see no gain from fussing over a problem with no solution. Unfortunately, I’ve been stuck on this one for a while: Student Health Care.
Before I continue, a major disclaimer is this: I know it is 100% my fault for not opting out by the deadlines. I have been told by many people that it’s not that hard, it doesn’t take that long, and schools remind you about the deadline often. I know these all to be true, but by some act of stupidity, this year I failed to complete the opt out process.
A confusing process, nonetheless, since by paying tuition, you’re automatically added to the health and dental plan. From there, you must go and opt out of the service. I acknowledge that the plan is an absolutely wonderful opportunity for students who need coverage, but by being students, many of us are covered under our parent’s health care plans, so why the backwards process?
Let me make an analogy to clarify why it seems so ridiculous to me. Have you ever walked into a hockey game and been given a beer? Wait, that’s a bad example. Okay, you buy a car and when you pay, it seems too much. You ask and it turns out they charged you to put winter tires on, since the roads might get slippery soon. A nice thing to do, but maybe not needed. Maybe it’s your summer car or maybe you already have winter tires at home. Well, they explain, they do this for everyone, and if you don’t want them, you can take them off and return them yourself.
That may be a little extreme, but all I know is I still have the winter tires on. My point is, why is something that only some people need given to everyone, with the anticipation of many people giving it back? Why inconvenience the people who have the convenience, instead of offering it only to the people who need it? We don’t all get charged for insurance even if we don’t drive. The people who need the insurance make steps to get the insurance.
Maybe there’s an easy answer for this. Maybe buying in bulk and then returning half the container is cheaper than buying individually. When I asked the Marketing and Communications Manager for the Student Health Plan here at BCIT, he explained they “pride themselves on being as transparent as possible,” yet failed to answer my question of why the process works this way. Until I get the answer, I will remain unenlightened and I will definitely make sure to opt out next year.