General Types of Add-ons with 2 Wheeler Insurance

Two wheeler insurance is a must, it is not always about accidents on the road but also to make sure that your car is protected even against natural calamities such as lighting, a tree falling on the vehicle, etc. There are many factors that you need to consider before you purchase an insurance plan. Through a proper research and analysis you can always pick the right insurance however the real struggle comes in when you think of buying an add on over your 2 wheeler insurance. Here are the 5 common covers that can be added to your insurance coverage.

  1. Depreciation Cover: This cover offers a comprehensive coverage for your vehicle which covers full claim without any deduction for depreciation on the value of parts replaced. For example, if your car has got damaged following a collision, you have to file a claim under this car insurance, and it will be covered for the entire cost.
  2. Roadside assistance: Roadside assistance is a must for getting through with situations where you vehicle breakdowns all of a sudden. This covers instance assistance through an authorized vendor in cases such as flat tyre change, locked and lost keys, battery jump start, fuel delivery, etc. are some of the features in this add on.
  3. GAP value cover: GAP insurance cover is the difference between the actual declared value of a vehicle and the showroom cost of the same new car. This features include 100% cost including road taxes that are paid.
  4. Consumable Cover: This add-on coverage reimburses the cost of consumables. Consumables are the items that are unfit for further use, arising out of damage to the damage to the insured vehicle or the accessories caused by accidents. It includes items such as air conditioner’s gas, engine oil, oil filter, fuel filter, brake oil, nut and bolt, etc.

When you search for online insurance there are many you will come across, which will offer you insurance while looking like an attractive package. Among so many 2 wheelers insurance online renewal options, there are only a few insurance companies which actually offer features and benefits such as hassle-free inspection, transferring of existing no claim bonus from any insurance provider, vehicle relocation to the nearest garage in case of major vehicle breakdown, changing a flat tire, swift telephonic service for effective claims support and assistance, claim settlement within 7 working days, and more.