We’re just starting out so there’s unfortunately little public material, but we hope to put out more in quick order: perhaps you’d might want to follow our Medium publication here
Thinking about blockchain and its impacts from project ReCon (Reconfiguration of Trust) researchersmedium.com
or our webpages (partially in Finnish) here: http://recon.site !
In brief, we have a university-industry collaboration project with four companies, the Finnish Ministry of Finance and two universities, tasked to look at implications and use cases for non-currency blockchain technologies and to spread awareness about the technology’s possibilities. We very much agree with the sentiments you expressed here, and hope to build a couple of experiments to suggest ways forward for user-centric blockchain application design.