PinnedJeff OstrowskiAre We In A Housing Affordability Crisis? It DependsI was being interviewed about the housing market recently, and the reporter — Cory Smith of The National Desk — asked a deceptively…Jun 24Jun 24
Jeff OstrowskiinMinds Without BordersTwo months after new commission rules, real estate industry is in ‘messy middle’As agents, buyers and sellers sort things out, it appears that home sellers are mostly willing to cover buyers’ agent commissions.2d ago2d ago
Jeff OstrowskiinMinds Without BordersI want to apply for a mortgage in a few months — should I accept that sexy credit card offer?If you’re in solid financial shape, one new card won’t hurt. In fact, it might help your credit score.3d ago13d ago1
Jeff OstrowskiinMinds Without BordersHow a single buyer afforded a place in Los Angeles’ crazy-expensive housing marketDina Colino reined in her expectations, and cobbled together help from a number of down payment assistance programs.Oct 1Oct 1
Jeff OstrowskiinMinds Without BordersSeattle’s hot, Chicago’s not and other insights from 20 years of home value dataSome of the nation’s priciest housing markets just keep getting more expensive. And some aren’t even keeping pace with infaltion.Sep 24Sep 24
Jeff OstrowskiinMinds Without BordersHome sales decline, prices still at record levelsThe housing market expienced tepid sales in August 2024, but home prices remain near record highs, a new report.Sep 19Sep 19
Jeff OstrowskiinMinds Without BordersThe Fed surprised with a bigger-than-expected rate cut: What it means for mortgages and housingMortgage rates already have plunged, and they might not go down much more, experts say.Sep 19Sep 19
Jeff OstrowskiinMinds Without BordersAssumable mortgages let buyers lock in super-low interest ratesThe concept is legit — and it’s attractive, given the runup in mortgage rates in recent years. But assumable mortgages have yet to take…Sep 17Sep 17
Jeff OstrowskiinMinds Without BordersMortgage Lenders Haltingly Learn A New LanguageGood news for Spanish speakersSep 12Sep 12
Jeff OstrowskiinMinds Without BordersHere’s why mortgage rates won’t fall after the Fed cutIt’s because rates already have come way down in anticipation of the Federal Reserve’s next move.Sep 11Sep 11