What is taxi fleet insurance?
Several different types of cars, whether used for private rental or public use, are covered by taxi fleet insurance. Our Taxi Fleet Insurance may cover all of the cars in your fleet, whether they are black taxis, hatchbacks, people movers, or mini busses.
The difficulties that come with owning a fleet of taxis have increased. You will be fully aware of the additional dangers involved as well as the exact number of kilometers the taxis in your fleet are traveling. Finding the ideal insurance plan for your requirements and the number of cars in your fleet is crucial as a result.
Why is it beneficial for you?
to ensure all of your corporate automobiles are under one policy rather than under separate ones might help greatly. businesses with four or more vehicles may apply for Taxi Fleet Insurance. Learn more about taxi insurance here if you own fewer than four cabs.
Incorporate several cabs under one insurance coverage.
With a single renewal date, we assist taxi fleet owners in securing coverage for all of their licenced cars under a single fleet insurance policy.
For taxi business owners with three or more available vehicles for rent, taxi fleet insurance could be appropriate. You may want to look into taxi fleet insurance whether you run your business on a private or public rental basis or have a variety of cars, such as black taxis, minicabs, or minibusses.
What insurance coverage levels are offered?
Similar to how most other fleet insurances are obtained, a taxi fleet coverage may be acquired. We can provide the following covers at Protect My Taxi:
According to the following criteria, for fleets of three or more vehicles:
- solely a third party
- theft, fire, and third parties
- Comprehensive
- Discount for protected no claims
- Private or public hire coverage
- Considering rules for mixed-use vehicles
- Coverage for new badge holders and inexperienced taxi drivers
- Additional breakdown insurance
- Vehicle legal defense
- Coverage for mini buses, coaches, and MPVs
Where appropriate, we may also provide owner-driver programmes. As a result, we are able to offer coverage for any cars that drivers on your fleet policy may own.
What other things should I think about?
Some business owners might need to think about various types of policies in addition to taxi fleet insurance to offer broader levels of coverage. These can include public liability insurance, coverage for taxi bases, and — if you have employees — employers’ liability insurance.
You may get assistance from our helpful fleet experts with the quote procedure. In order to determine the proper levels of insurance, we will talk about your present company operations. We will then utilize our knowledge to get estimates from our fleet insurance partners.
What does taxi fleet insurance cost?
It might be challenging to estimate your rate because each fleet insurance quotation is created for your specific business needs.
However, it is somehow beneficial to you. As you won’t have to pay several costs, taking out a single insurance policy to cover your whole fleet is more cost-effective than insuring each cab separately. Consider whether foreign automobiles or luxury vehicles are required because some taxis may be more expensive to insure.
The following variables will be taken into account while deciding the cost for your fleet:
- How many cars do you drive?
- Vehicle types you own or lease
- The type of business you are in
- Your trading background
- background, age, and experience of the driver
- where you are based
