Do you ever worry about being exposed as a “fraud?” You’re not alone. It’s actually quite common for people to feel like imposters. In fact, approximately 70 percent of people admit to having experienced impostor syndrome at some point in their lives — a Twitter poll found that 87 percent of people have experienced this. Even successful and famous people like Tom Hanks, Howard Schultz, and Natalie Portman suffer from imposter syndrome.

There are all types of writers nowadays — content writers, marketing copywriters, novelists, bloggers and more. Any one of these writing professions can also involve ghostwriting, which simply means your name is not on anything you do but someone else’s name is on this work instead. Think about it. Songwriters write the words and music, and the artist performs the music in their own flavor of presentation. Well, that is how it is with most writing, as well. While you may have visions of grandeur of having your name on everything you do, the fact remains that working as a ghostwriter is a very lucrative career that is just as fulfilling.

Deciding What to Charge and How

Small businesses often feel at a disadvantage when it comes to creating an effortless social media and PR plan that engages with the audience and has an actual ROI. It’s a daunting task, and most small businesses end up throwing spaghetti at the wall and seeing what sticks.

Step 1: Audience

Step 2: Listen

The insurance industry is currently in the midst of a transformation in terms of changing claims management models, the introduction of more outsourced positions, and the need to reduce paper-intensive processes.

Insurance Industry Challenges & Opportunities

  • More analytics will be necessary to modernize insurance business models in order to increase efficiency, enhance personal service, and drive lower costs. This is part of the Big Data movement, which can help industries like insurance better understand the motivations, behaviors, decisions, and actions of its customers and potential customers.
  • Along with this increased focus on data and how it can help the insurance industry do a better job, information governance also takes center stage. As…

While the quote above applies to almost any situation in life, I’ve found it to be most useful when it comes to money. For example, if you want to buy a new car, you will need a strategy for the down payment. Want to avoid falling into a retirement trap. You guessed it. You need to have a long-term strategy.

1. Don’t invest in anything you don’t understand.

According to a Wall Street Journal survey, 64% of small businesses had unpaid invoices that were more than 60 days old while 20% said the problem was getting worse. I get asked all the time what helps a company get paid. For this reason I have looked at and analyzed over 250,000 invoices. I’ve found that most business owners make the same mistakes when trying to get paid.

  • There are too many human errors with missing or inaccurate information.
  • The invoices look unprofessional and don’t reflect your company’s brand image.
  • The invoices have no numbering system so the numbers are duplicated or missing.
  • The invoicing system uses a lot of paper, which is adding to the overhead expenses.
  • And, most importantly, the invoices are not getting paid on time.

Are you sitting down? I hope so. As someone who considers themself an annuity champion, I’m going to be 100% honest with you all. Not everyone should invest in annuities.

Are you interested in joining one of the 53 million freelancers who want to break free from the daily 9-to-5 grind? Make sure that you possess the following qualities that successful freelancers share before making the leap.


It’s a simple rule of business- when making a purchase; a customer will always look for the cheaper option, right?

1. Quality

2. Speed of delivery

3. Customer convenience

Do you have what it takes to be an freelancer? Psychologists may be able to answer that question for you, as they have identified four key traits that are commonly found in successful freelancers. Here is what several psychologists reveal as the top personality traits of great freelancers.

John Rampton

Entrepreneur, Writer, Online Marketing Guy, Blogger, Husband and Full Time Computer Nerd. Founder @Calendar and @Due

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