For most of us, there’s nothing more meaningful than family and business in life. But, unfortunately, both require a lot from a person. And as a result, it can be challenging to balance them. — Unfortunately, life doesn’t come with a manual for being a working parent. And this is especially true for “parentrepreneurs.” As an entrepreneur, you’re primarily focused on venturing into new opportunities, drafting working strategies, and achieving results. The reasons you do this are self-improvement, portfolio expansion, and monetary gain.

There’s more to retirement than just acknowledging decades of hard work and dedication. After work, you finally have the chance to pursue things you’ve always dreamed about. ‌Maybe you want to learn a new skill, travel, or kick back and relax. — Whether it’s a gift for a retiring family member, friend, work colleague, or boss, here are 25 retirement gifts for men. Whatever their retirement plans are, these gifts can symbolize good wishes for new beginnings.

The media, journalists, and the public are prone to oversimplification. And hackers are no exception. Hackers get a bad rap in movies and TV shows. Their reputation is often that of a shadowy, secretive, or marginal group. Here’s how people make hacking a legit career choice. — Possibly it’s the evil genius who can quickly break government systems. Why? Maybe it’s political beliefs or just the lols. But, even the introvert, “the basement hacker,” who is untrained and disorganized, can be a dangerous adversary.

Annuities, at their core, are simply tax-deferred investments sold by insurance companies to supplement financial security during retirement. At the same time, there are many different types of annuities that make annuities more complex. ‌As‌ ‌a‌ ‌result,‌ ‌Americans may be scared of annuities when ‌considering‌ ‌their‌ ‌financial‌ ‌goals. — With that said, one of the most frequent questions people have regarding annuities is, “What happens to my principal?” Well, here’s what you need to know.

It’s no secret that it’s hard to plan for retirement. ‌In addition to growing a sizeable nest egg, you must protect it from ‌external factors like market‌ ‌volatility, inflation,‌ ‌and unforeseen expenses. And, to be brutally honest, that’s been tough as of late. — Northwestern Mutual’s 2022 Planning & Progress Study shows that personal savings are down 15% from $73,100 in 2021 to $62,086 in 2022. Moreover, 60% of American adults say the pandemic is “highly disruptive” ‌to their‌ ‌finances.

There is a lot of confusion‌ ‌about‌ ‌annuities. ‌According to a Secure Retirement Institute study, only 25% of respondents to an annuity knowledge questionnaire scored a passing grade (70%). ‌Because of all the ‌uncertainty around annuities, it’s understandable that you would turn to expert advice for more clarification. And, it wouldn’t be surprising if you listened to what Dave Ramsey says on annuities.

As part of the Biden administration’s fiscal year 2023 budget proposal, aka the Green Book, for the Treasury Department, Janet Yellen testified before the Senate Finance Committee and the House Ways and Means Committee in early June 2022. — Her first stop was the Senate Finance Committee, where she testified on Tuesday, June 7, at a hearing on‌ ‌ “The‌ ‌President’s Fiscal‌ ‌Year‌ ‌2023 Budget.” That hearing was about inflation, food and energy prices, international tax agreements, and rewriting tax law‌ ‌to‌ ‌better‌ ‌support‌ ‌low-‌ ‌and‌ ‌middle-income‌ ‌families. ‌For…

There was a time when workers could depend on an employee pension plan and Social Security to cover their retirement expenses. ‌Nowadays, pensions are ‌scarce. And, the future of Social Security is murky at best. — Maybe this is why one in four Americans haven’t saved anything for retirement. And, those that did, aren’t saving enough. But, it doesn’t have to be this way. We’ve got all the information you need about the best retirement plans and how to choose the right plan.

The demand for flexible work schedules is on the rise. ‌ ‌Almost ‌ 80%‌ ‌of‌ ‌the‌ ‌workers in the U.S. would prefer a job offering a flexible work schedule over one without. As a consequence, this results in employers starting to accommodate this request. ‌ — So, why are so many people ‌‌‌expecting flex schedules? ‌Well,‌ ‌flexible‌ ‌work‌ ‌schedules‌ ‌are good for employees, because they can organize their lives around their jobs — not‌ ‌the‌ ‌other‌ ‌way‌ ‌around.