While it’s true that time is your most valuable asset, sometimes wasting time can be beneficial. For example, distracting yourself from work for a little bit can give your brain a chance to rest and recharge. It may also spark creativity, boost your mood, reduce stress, and reminds you of your goals. — In short, wasting time in doses can make you more productive. But, that’s not the case with time-stealers.

Financial success is largely determined by your credit score. After all, having good or excellent credit will lower your interest rates, access perks like rewards, and gives you more negotiating power. And, it can also give you more opportunities to build your credit. — What if you have poor credit? Well, for the 16% of Americans with a FICO score 300 to 579, it might be difficult for you to obtain a line of credit, rent an apartment, or even land a job. …

Would you like to be more productive? Of course, you want to be more productive! But we want to find a better way to be more productive — and that’s called Purposeful Productivity, and likely why you’re currently reading this article. — Sure. You can devour the countless books and hacks out there that promise you’ll be more productive — we all do — and these are pretty helpful and motivational. However, even the best productivity advice won’t matter if you don’t know your purpose. …

Have you ever checked your credit score? You’re one of nearly a quarter of Americans who haven’t checked their credit score, according to Javelin Research. — It’s no secret that credit scores are confusing and riddled with misinformation. What’s more, credit scores can be lowered by actions you would assume would help them — and the reverse is true as well. Considering this, maybe it would be better if you ignored your score completely.

What’s one of the biggest concerns for the 61.8 percent of 2021 high school graduates enrolled in colleges or universities? Adjusting to college life and time management while in college. — A college schedule is not as rigid as a high school schedule. In high school, administrators plan nearly every moment of every day. Sure, it’s possible to do whatever you want, whenever you want. But, it would help if you didn’t overlook the consequences this presents. …

It’s the Bigfoot of the financial world; a perfect credit score. AKA, the highest score a person can get. This mythical and elusive number for the FICO Score is 850. And, for those unaware, FICO Scores range from 300 to 850. — In reality, there are Americans with 850 FICO Scores. As a matter of fact, 1.6% of all FICO Scores currently stand at 850. Which, may sound dire considering that 11% of people believe that Bigfoot is real.

“The best teachers are leaders, and the best leaders are also teachers,” says Harvard Business School Professor Thomas DeLong, who has taught over 20,000 MBAs and executives across the globe since 1997. According to him, teachers, as with leaders, “should be like a mad scientist who can’t wait to get to the classroom to share the experiment. If you adopt this mindset, students will remain intellectually and spiritually in the classroom with you.”

Are you ready to say goodbye to working full-time? You’re not alone. Since COVID-19 began, the retirement rate of Baby Boomers has accelerated ‌significantly. ‌Specifcally, ‌nearly 29 million boomers retired in 2020. ‌In comparison with 2019, this is an increase of more than 3 million. …

For most of us, there’s nothing more meaningful than family and business in life. But, unfortunately, both require a lot from a person. And as a result, it can be challenging to balance them. — Unfortunately, life doesn’t come with a manual for being a working parent. And this is especially true for “parentrepreneurs.” As an entrepreneur, you’re primarily focused on venturing into new opportunities, drafting working strategies, and achieving results. The reasons you do this are self-improvement, portfolio expansion, and monetary gain.