Important Things To Know About Workers’ Compensation Law In New Jersey

Workers’ compensation is an insurance program that provides coverage for treatment of injuries that occur in the workplace; it may also cover lost wages while the employee recuperates. In exchange for providing this insurance, employers in most states cannot be sued for additional damages. However, workers’ compensation law varies from state to state, and in New Jersey, an employer could be held liable for a higher amount than what is provided if the employer is found to be negligent. The following is some important information New Jersey residents should know about workers’ compensation law.

What Benefits Is An Employee Entitled To?

According to New Jersey law, an employee is entitled to receive four types of benefits in the event of a work-related injury or illness. First of all, the employee is entitled to medical benefits that cover the costs of treating the problem. In addition, he or she can receive temporary disability benefits if unable to return to work after seven days. If the employee is rendered partially disabled in a way that limits his or her capacity to work, the employee is eligible for permanent partial disability benefits. Finally, workers’ compensation will pay lifelong benefits to an employee who has become permanently disabled and unable to work due to a work-place injury.

What Are Employees’ Rights Regarding Workplace Compensation?

The law gives certain rights to both the employer and the employee in a workers’ compensation case. For one thing, the employer or the employer’s insurance company has the right to choose the healthcare providers that will treat the worker’s illness or injury. However, the employee has the right to request further or additional treatment if he or she feels the treatment received is insufficient. In addition, employees have the right to be safe from any form of retaliation from an employer in response to their workers’ compensation claim.

What Are Common Workplace Injuries?

According to details found from DMLawyer.com, some of the most common workplace injuries in New Jersey include amputations, burns, back and neck injuries, broken bones, lacerations, and injuries resulting from electrocution. Perhaps the most common of all are “slip and fall” injuries, which comprise a wide range of not-so-serious to very serious events. Common causes include a wet floor, uncleared debris, uneven floors, and power cords. When injuries occur, they are covered by workers’ compensation regardless of whether the employer was negligent.

What Should An Employee Do In The Case Of An Injury?

The most important thing to do when an accident happens is to let a supervisor know immediately. The supervisor will be able to start the process of filing a compensation claim, and the insurance company will need to verify that the claim is valid. To learn more about employees’ rights from a New Jersey Personal Injury Attorney, visit DMLawyer.com.