The coronavirus crisis is the most seismic historical event since the Second World War. If you are sitting at home, looking for an easy way to help pull us through the crisis, here is one thing you can do. You can even do this while watching The Office on Netflix!!! …

We are at war with the coronavirus. Today, Wefunder launched a Coronavirus Crisis Loan, to help small businesses get access to the cash they urgently need to survive the months ahead. These loans can be crowdfunded by customers, friends and family, and Wefunder investors, with repayments deferred until 2021 and…

I watched Hamilton last weekend. It was inspiring. The late eighteenth century was an explosive time in world history. The American Revolution in 1776, the French Revolution in 1789 — ordinary people, previously disenfranchised, rising up to overthrow colonial / monarchical / aristocratic rulers, and turn the world upside down. …

Title III of the JOBS Act was rolled out by the SEC on May 16, 2016, so last week, Regulation Crowdfunding turned three years old. Hooray! Candles! Cake! Happy Birthday! This blog post addresses some of the stats, some of the successes, and some of the challenges that still impede…

(I wrote this blog in January 2018 — just getting round to publishing it…) I am going to say something that will make me unpopular. The economy has been doing very well since Trump took office. Sure — the stock market climbed for 8 years under Obama, Trump inherited a…

Regulation Crowdfunding allows anyone (e.g. you!) to invest in private companies. It’s cool. Before May 2016, you could easily invest in large companies like Starbucks or Google on the public stock market. And rich people (AKA “accredited investors”) were able to invest in startups and small businesses. But ordinary people…

When a venture capital firm invests in a startup business, they don’t just provide money — they also provide connections, expertise, guidance and advice. They strengthen the social capital of the entrepreneurs they invest in, as well as their financial capital. And this is also our vision for the Kiva…

This upcoming Small Business Saturday, America celebrates the millions of small businesses that bring color and character to our neighborhoods, provide good jobs to our communities, and constitute the economic backbone of our nation. And on the Kiva U.S. team, we are celebrating too, because we just disbursed our 4,000th…

Over the last six months, our Kiva U.S. team has undergone a significant shift in how we are approaching the growth of our program. I think it’s probably an unfashionable shift — especially here in Silicon Valley. And who knows — maybe it will turn out to be a misguided…