Exploring avenues for lower fees and faster transactions

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Photo by Redd Angelo on Unsplash

First and foremost, a bit of context. I was born and raised in Athens, and in 2009 I moved in the UK in order to study and subsequently work.

It was only then, where I went through the struggle of moving money from A to B. I say struggle because all options available at the time involved pain points, the most significant being transfer commissions and conversion markups. The least significant, at the time, were the lack of intuitive digital experiences to perform these transfers.

Sending money from Greece to the UK means your money has to be converted from Euros to Pounds, a service that I was usually charged on both ends. Considering both countries are members of the Single Euro Payments Area (SEPA), the aforementioned charges are considered inexpensive. …

In the example below I have used a digitized version of famous Leonardo da Vinci painting, The Mona Lisa. The painting is dated somewhere between 1503 and 1506. The Mona Lisa is one of the most recognizable artistic paintings in the Western world.

Upon digitization the work of art becomes a series of numerical values represented in a two dimensional matrix of picture elements, also known as pixels. This structural element seems rigid, because of it’s absolute values, but it is more malleable than we may think. …


Joseph Kesisoglou

Strategic orchestrator working on the intersection of design, technology and business, crafting meaningful innovation.

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