The web as we know it is broken. We can intuitively grasp it. Powerful platforms have hijacked our data to control the lifeline of what the free internet is built around. We need a fair deal to make sure that bloggers and builders get paid. We–the users–hold the key to a free internet in our hands: Our own data. This is how we could do it.

The early days

It’s hard to remember the difference that the web made in its early days. One memory that seems more out of a history book than my own memory is when my Dad asked me…

By Julian Leitloff on ALTCOIN MAGAZINE

FinTech’s user growth has dominated the headlines and tech conferences, but blockchain-based FinTechs (Finance 3.0) received comparatively little attention.

We at Fractal build software to help companies identify their customers online in a so-called Know-Your-Customer (KYC) process. Our customers are usually innovative financial service providers that strive for bank-grade compliance with regulatory demands like Anti-Money-Laundering (AML) provisions.

What is different about us is that we use a ‘Login with Fractal’ logic (similar to e.g. Google’s Single-Sign-On) to provide a user onboarding journey that works out of the box. That includes Fractal vetting all available authentication technology vendors on the market and connecting to a network of KYC vendors worldwide, constantly improving the journey and having customer support available.

What is included in the ID process


When I asked Fabian Vogelsteller, the father of the ICO (ERC20) standard, if he thinks ICOs are dead, he just laughed:

People were really certain that Bitcoin was dead twice and here we are — Bitcoin is alive and kicking

You might have heard the same thing: ICO funding volumes crashed compared to last year and new projects have a hard time raising ICO funding.

That is all true. But it is still wrong to assume that ICOs were a mere irrational crypto bubble. It is in fact the opposite:

  1. ICOs are not dead.
  2. ICOs are not IPOs on the…

Remember how convenient registration and login processes became with the rise of the Facebook Login button? We thought this would be great for the decentralised web too – but without the data lock-in. So we built Fractal ID.

Fractal ID is an Open Authentication (oAuth) login process that offers banking-grade KYC/AML identification standards.

Having an existing Fractal ID, identifying your token launch contributors, or signing up your dApp users doesn’t take more than a click:

Fractal ID Demo

Convenience does not mean compromising data privacy: We are currently implementing the Sovrin DID as well as other decentralised ID protocols that…

How to do an ICO? This article is a step-by-step overview of the modules of a token launch and a practical guide how to navigate the complex challenge of launching your own token.

This year seems set for Token Launches to become a mainstream funding mechanism. But despite the attention, there is surprisingly little pragmatic information on how to actually launch your own token.

This article gives a step-by-step overview of the modules involved in a successful Token Launch and some hands-on advice on what to do (and what to avoid).

Token Launches as a means of funding an open source blockchain project was introduced as an option of last resort: Most venture capitalist did not want to fund open source projects so the community funded itself…

Asked about Blockchain, a lot of people speak about a paradigm shift. And with every new paradigm a new jargon comes up that is hard to catch.

So for people entering the space that can’t afford to spend six straight weeks doing nothing else but reading about the topic during the day and attending blockchain meetups at night, all those terms seem obscure and the motivation of these people questionable: What are smart contracts, ICOs, DAOs, ledgers and wallets? There are people raising 100m USD and they say they are not in for the money?

Before explaining every term, you…

Julian Leitloff

Co-founder & CEO of Fractal. One Login, global compliance. Curious about the interdisciplinary.

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