Free KYC? Sign me up!
At Fractal, we’ve been obsessing over customer onboarding for the past 2 years. We have assembled a brilliant and interdisciplinary team who successfully and meaningfully transformed the experiences of thousands upon thousands of users undergoing identity verification.
We realised very quickly that assuring compliance is increasingly costly for our clients, especially those working with a highly international user base. We also didn’t like what we see in this market: closed solutions, hidden pricing, a lack of developer friendliness and no clarity on how the product actually works.
So after this period of learning and extensive testing, we are now ready to offer the transformative solution the market is clamoring for: a fully-automated onboarding journey for identity verification and AML — plug and play, self-serve and for free.

What is Fractal’s Free Tier?
With Fractal ID’s basic free tier KYC/AML service, we aim to help new players overcome the cost of compliance, and make it easier for them to adhere to legal and regulatory guidelines within the ecosystem. We haven taken great care to design a user journey that is simple, fast and automated for immediate feedback, assuring maximum conversions and a happy user base.
Our free tier is an automated verification journey composed of four components:
- ID document verification (is the ID document authentic and valid?);
- liveness detection (is this a real human, present right now?)
- facial comparison (is this real human the same person as in the ID document?);
- and PEP/Sanction Lists filtering.
If any part of this automatic process fails, we don’t just automatically reject a user. Identities are as diverse as people, and we work hard to give every person every chance to get approved. Based on information collected from the user, as well as any required follow-up clarifications, our operations team analyses the case in order to make a manual deliberation.
Each of these components contributes to ensure that the claimed identification attributes exist and apply to the user claiming them. Check out the product page for more information.
On top of that, with Fractal, you don’t need to “call sales” — just use our self-serve Admin Dashboard to start verifying users.
How do I get started?
You just do: we’re launching on November 1.
All you need to do is head on over to our Admin Dashboard, and follow our simple instructions to integrate your product with Fractal.
Please make sure to read our Developer Documentation for more information or troubleshooting.
Why are we doing this?
There is a whole new world of finance emerging. The massive crash of blockchain-based assets last year dissipated attention and investment, but the technology is no less promising than it was during the bull run. Relevant projects keep at it, decentralized finance is too far ahead to stop, and the global, borderless mentality of today’s builders isn’t going anywhere. However, these cross-border activities are making it increasingly difficult for companies and users to establish trusted and compliant business relationships. We want to see the open financial ecosystem thrive and are set to protect those pioneers that are leading innovation forwards. We want to support the emergence of a competitive, international, open financial landscape against the misuse of criminals and attacks from financial behemoths.
Requiring financial participants to make sure that their customers are no criminals is hopefully not going away. And this new world of open finance won’t exist without a standardized way to verify identity digitally and remotely, at a global scale. Today, where banks are enormous multi-billion dollar companies which operate nationally, identification is something they can handle themselves. In this new world, where a financial product can be offered by anyone to anyone, wherever they are, offering reliable identity verification as a service becomes paramount.
We believe Fractal can make a difference. New fintechs of the world, unite — and verify your users, with no hassle, for free.
