Ha, we definitely have similar attitudes toward our grad schools! One of the reasons I’m looking forward to paying off this loan is so I never have to think about that place again. Though I’ll continue attending their happy hours — I like to think I’m slowly recouping my tuition costs, one free drink at a time.
I’m so glad the post resonated with you. Good luck, and let me know if you need any advice if you opt to go the private refinancing route.