This article is like masturbation with out the pay of

There is not even context to this article. What does this person make a month vs her bills? What percentage of free spending money. How does she stretched that?

If you can save 1 years worth of salary in three years, (especially in New York) you are nowhere close to being poor

Here is some math for you. Let’s say you put in savings $1000 a month.

1 year 12000

2 year 24000

3 year 36000

If 36000 is a years worth of salary, no way could you save 1000 a month.