Rates, restrictions, banks vs credit unions, and more. You are in business to make money. We all know it but once your small business is up and running it’s easy to lose track of the million little expenses and profit opportunities that will ultimately determine your success. Business savings accounts are one of those little profit opportunities. …

Everything you need to know about how decisions are made. So you have taken the leap and started your own group savings account (or better yet, your own family bank). Cheers to you and for your fortunate family & friends who now get a lifetime of optimized earning/saving money because…

What banks aren’t telling you is costing you your family fortune. We have been told for a very long time that “mixing money and family leads to trouble”. While not entirely wrong, this phrase has actually cost us (in case you are wondering, I’m very, very far from “the 1%”)…

The new trend in saving money that you need to know about. It’s pretty simple. Group savings is the process of saving in tandem with a spouse, group, family, or organization in a singular pooled account. Typically these groups are not more than 100 members (and even 100 is a…

Stop listening to advice from people who have never been in your shoes and do these 3 things. I’ve been there. I’ve fucked it up. I’ve rambled on and stumbled over neatly prepared slides. I admit this because you are likely getting a ton of advice (whether it be in…

Startup incubators make sense some of the time, but make sure they actually have what you need before committing the time & effort to join. Congratulations. If you’re here it’s likely because you either are have been invited to join an incubator or are seeking one out for your start-up…

Explaining something that can change your life. You may have heard of FIRE or financial independence if you have friends that are super into personal finance (or really, really hate their jobs) but chances are you never actually looked into what it really meant. You may also have heard that…

You can do this, but make sure you’ve got these things covered before you ditch the 9–5 and go change the world (otherwise it may be over sooner than you’d like). I’ve been where you are now. Google searching & Reddit deep dives into when is the best time to…

What you need to do during days 1–30 of your new, better, financial life. New year, new month, new day, whatever. There’s a reason you need a financial fresh start and it’s likely not that you are absolutely crushing saving/investing and want to crush even, harder? So let’s start with…